Loan Underwriter

Title: Loan Underwriter

Location: Sioux Falls, SD (This is an on-site position)

Builder Finance Inc. (BFI) is the growing lender to homebuilders and housing investors. Launched in 2014, BFI has several coast‑to‑coast lending programs with additional programs planned. Clients chose BFI for great pricing, great terms, and an industry‑leading customer experience. Details are available at

This position provides the opportunity to enter at a junior level and to learn real estate and finance, with an emphasis on residential construction. Key job responsibilities include: underwriting real estate; underwriting borrowers; and helping to process, fulfill, and service loans.

The work environment is supportive and friendly but demanding. It enables those with initiative and talent to stand out. A successful Loan Underwriter may quickly grow responsibility and compensation. One potential path of progression is to a sales/originations role, working with existing and potential clients to originate loans.

Attention to detail is critical. This position will require moderate Excel, Word, and Outlook skills which can be learned on the job. BFI does not cold‑call clients and in‑person client meetings are infrequent. Nonetheless, strong interpersonal skills and comfort on the phone will become necessary.

BFI embraces a strong service‑based culture. The Loan Underwriter should expect to work 45 hours in a typical week, or roughly 8:15-5:45 with half an hour off for lunch. Certain days/weeks will require greater hours. There will be minimal to zero travel.

• Education: A bachelor’s degree. Please include GPA with resume submission and any other school and standardized testing scores you feel relevant.

• Experience: No experience required. Preference given to those with demonstrated real estate and/or sales experience.

• Location: BFI’s main office is in downtown Sioux Falls, SD. Remote work is not offered at the Loan Underwriter position.

• Compensation: Salary and benefits plus a sign‑on bonus.

We provide a highly competitive and comprehensive compensation and benefits program including affordable medical/dental insurance, generous paid leave program, 401(k) and much more!

Builder Finance Inc. is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration without regard to their race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Builder Finance Inc. participates in E‑Verify.