Finance Analyst

Job Description

Location:

Sioux Falls, SD

Shift: M-F 8am-5pm

Job Status:
Full-Time

Company:
First PREMIER Bank

Assists in the preparation of monthly forecasts, annual budget, and state franchise taxes for the organization. Ensures the accuracy and integrity of financial data through detailed analysis, collaboration with internal teams, and adherence to regulatory standards.

• Supports the development of monthly forecasts and annual budgets by compiling financial data, analyzing trends, and evaluating key components of the income statement and balance sheet. Prepares schedules based on expected growth and underlying business assumptions to inform strategic planning.
• Monitors the BIN relationship daily. Reviews daily account balances to prevent overdrafts, maintaining adequate funding levels, and ensuring restricted accounts adhere to regulatory and policy requirements. Proactively identifies and addresses discrepancies to support smooth financial operations.
• Manages the end‑to‑end process of state franchise tax payments, including reviewing tax estimates provided by external CPAs. Executes payments through various channels such as online portals, ACH transfers, and hard checks, ensuring timely and accurate disbursement. Maintains detailed tracking and documentation of all tax obligations to support compliance and audit readiness.
• Performs general ledger maintenance across multiple financial systems by setting up new accounts and configuring automated posting codes to ensure accurate financial reporting.
• Collaborates with departments across the bank to ensure the accuracy and integrity of financial reporting by addressing inquiries and resolving discrepancies related to general ledger activity. Conducts daily reviews of general ledger budgets to identify unusual transactions or potential errors, proactively reaching out to relevant teams for clarification and resolution. Serves as a key resource for interpreting financial data and supporting operational teams in maintaining compliance with accounting standards.
• Assists in responding to internal, compliance, and external audit and review requests by gathering and organizing relevant financial data, reports, and documentation. Coordinates with various departments to compile required materials such as policy copies, procedural documentation, and system reports. Ensures timely and accurate responses to auditor inquiries.
• Assists in the preparation of the Current Expected Credit Loss (CECL) report by compiling raw data, including historical charge‑off information and risk‑based assumptions, for submission to a third‑party modeling provider. Upon receiving the modeled results, reviews the calculated allowance for loan losses to ensure accuracy and reasonableness by validating totals, subtotals, and key figures.
• Assists in compiling and organizing financial and operational data for the Asset‑Liability Committee (ALCO) reports. Gathers inputs from various internal sources to support analysis of interest rate risk, liquidity, and balance sheet management.

• Interprets data, identifies patterns, and draws logical conclusions to support decision‑making and problem‑solving.
• Manages time, tasks, and resources to maintain structure and meet deadlines in a dynamic work environment.
• Assesses situations, identifies root causes, and develops effective solutions to overcome challenges and improve outcomes.
• Clearly and effectively conveys information, ideas, and feedback through verbal, written, and interpersonal interactions.
• Focuses on accuracy and thoroughness, ensuring that all aspects of a task or project are carefully reviewed and executed without error.
• Degree in Accounting, Finance, or a related field is preferred.
• 3 to 5 years of relevant experience is preferred.
• Solid understanding of Generally Accepted Accounting Principles (GAAP) and/or financial concepts is preferred.
• Proficiency in Microsoft Office and familiarity with financial software tools is preferred.

• Full medical benefits when working 20+ hours per week
• Traditional and High‑Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar‑for‑dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various career advancement opportunities and growth
• Appreciation shown through concerts, outdoor bashes, cash, car giveaways and more

Mid‑Senior level

Full‑time

Finance and Sales