Vice President - Commercial Services

Vice President - Commercial Services – Security National Bank

Security National Bank believes that everything matters—from the words we say to the decisions we make. We value each individual’s potential and strive to help clients reach it through thoughtful banking. We are seeking a motivated, service‑driven leader to develop and grow commercial relationships, focusing on lending while maintaining and expanding existing portfolios.

• Attend to the needs of customers seeking loans that may involve unsecured funds and/or credit secured by mortgages or other collateral.
• Interview applicants to develop information concerning their business, needs, abilities, and earnings to determine whether a loan may be an acceptable risk.
• Participate in community and business groups to ensure a positive image for the bank and establish COI referral contacts within the market.
• Develop a sales plan to prioritize and organize revenue generating sales opportunities.
• Identify and negotiate proper loan and deposit opportunities that optimize credit quality and profitability.
• Prepare or assist in preparing and articulate accurate, comprehensive, and relevant information for consideration by the appropriate loan approval authority.
• Obtain and analyze financial data and provide service on approved lines of credit, equipment financing loans, etc.
• Make decisions on loans and terms if within own lending limits or make recommendation to department head.
• Use Customer Relationship Management system to track business development efforts and prospects.
• Manage existing portfolio for timely financial statements, renewals, annual reviews, modifications, etc.
• Maintain knowledge of all products and services offered.

Excellent customer service and problem resolution skills. Strong attention to detail, understanding of lending, ability to identify missing items, advanced organizational skills, ability to work under deadlines, independent thinking, analytical skills, self‑motivation, strong oral and written communication skills, and demonstrated teamwork.

• 4‑year college degree or related work experience
• 5+ years of lending experience
• Extensive knowledge of commercial banking products and services
• Excellent negotiating and influencing skills
• Accuracy and meticulous attention to detail required
• Excellent oral, written, and interpersonal communication skills
• Ability to navigate multiple computer systems and programs with working knowledge of Word and Excel
• Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed
• Team‑oriented and the ability to work collaboratively across all levels of the organization
• Service‑oriented, polite, and respectful
• Advanced problem‑solving and analytical skills
• Ability to take direction and instruction and follow through independently until project completion

Regular business hours, Monday through Friday.

Comprehensive benefit package including medical, dental, short and long‑term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire.

Sioux Falls, SD

Mid‑Senior level

Full‑time

Sales and Business Development

Banking

Security National Bank is an Equal Opportunity, Affiliated Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status.

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