BSA Officer

We’re different from most banks. Not only do we treat our customers like friends, but we treat our employees like family. The kind of family that receives competitive compensation and benefits—but family nonetheless.

And we think you’ll love our friendly, outgoing, and laid-back work environment, where communication is open and creative ideas are welcome.

Currently, the following jobs are available:

The BSA Officer is responsible for administering and maintaining the Bank's Bank Secrecy Act/Anti-Money Laundering and Office of Foreign Assets Control (BSA/AML/OFAC) compliance program. The position provides oversight of the Bank's risk-based controls, monitoring, investigations, regulatory reporting, training, and documentation to support compliance with applicable laws and regulations. The BSA Officer also serves as the primary BSA/AML/OFAC resource for management, employees, auditors, and examiners and communicates material issues, emerging risks, and required corrective actions to appropriate Bank leadership.

• Bachelor's degree in business, finance, accounting, criminal justice, or a related field preferred. Relevant financial institution compliance experience may be considered in place of a degree.
• Three or more years of BSA/AML/OFAC compliance experience in a financial institution, including experience with investigations, regulatory reporting, risk assessments, policies, procedures, or program administration.
• Professional certification such as Certified Anti-Money Laundering Specialist (CAMS), Certified AML and Fraud Professional (CAFP), Certified Regulatory Compliance Manager (CRCM), or a comparable credential is preferred.
• Working knowledge of the Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations and guidance, OFAC requirements, suspicious activity monitoring, customer due diligence, and related recordkeeping and reporting obligations.
• Strong analytical, investigative, research, documentation, and problem-solving skills, with the ability to evaluate complex activity and make well-supported decisions.
• Ability to communicate clearly and professionally with the Board of Directors, management, employees, auditors, examiners, customers, and external parties, as appropriate.
• Ability to manage multiple priorities and regulatory deadlines while maintaining accuracy, confidentiality, independence, and sound judgment.
• Proficiency with Microsoft Word and Excel and the ability to learn and effectively use the Bank's core, monitoring, screening, case-management, and reporting systems.
• Experience with FCRM or comparable financial-crime monitoring software is preferred.
• Experience with trust, fintech, digital asset, or other higher-risk products and services is beneficial when applicable to the Bank's activities.

• Administer and maintain the Bank's BSA/AML/OFAC compliance program, including related policies, procedures, risk assessments, monitoring, documentation, and internal controls.
• Monitor changes in applicable laws, regulations, regulatory guidance, and industry practices; assess the impact on the Bank and coordinate timely updates to policies, procedures, systems, and training.
• Conduct and document the Bank's BSA/AML/OFAC risk assessment at least annually and when material changes occur, considering the Bank's products, services, customers, delivery channels, and geographic exposure.
• Oversee customer identification, customer due diligence, beneficial ownership, enhanced due diligence, and ongoing monitoring processes for higher-risk customers and activities.
• Establish and maintain consistent processes for identifying,…