Risk Pricing Manager

Risk Pricing Manager

London (Hybrid – 1 day per week on average)

£65,000–£80,000 + £5,000 Car Allowance

Join one of the UK's leading digital insurers, investing heavily in pricing, data and analytics to transform how insurance products are priced. You'll join a collaborative pricing function focused on using data, market trends and innovative techniques to improve commercial performance while delivering fair customer outcomes.

You'll lead a small team within the Home Risk Pricing function, helping deliver pricing strategy across home insurance products. This is a commercially focused role where you'll enhance existing pricing models, analyse market trends and translate insights into pricing decisions rather than building models from scratch.

Working closely with the Home Analytics & Pricing team, you'll review actuarial models, identify opportunities to improve pricing performance and ensure pricing strategies remain competitive in the market.

Responsibilities include:

• Lead and develop a small team of Pricing Analysts.
• Enhance and maintain existing pricing models.
• Deliver pricing strategy across Home Insurance products.
• Analyse claims, market and customer data to identify pricing opportunities.
• Review actuarial models and optimise how they are applied commercially.
• Work closely with the Home Analytics & Pricing team and wider stakeholders.
• Translate analytical insights into commercial pricing decisions.
• Drive continuous improvements using new data and market trends.

• Experience in Risk Pricing or Pricing within personal lines insurance.
• Home insurance experience is preferred, although Motor, Van, Bike or Travel insurance backgrounds will also be considered.
• Commercial pricing experience with the ability to interpret model outputs and deliver business insight.
• Python preferred (R also considered).
• SQL really useful.
• Previous leadership experience is advantageous, although candidates looking to step into management will also be considered.
• Strong analytical mindset with excellent stakeholder communication skills.

• Salary up to £80,000 (£85,000 for exceptional management experience).
• £5,000 Car Allowance.
• Hybrid working (around one day per week in the office).
• Annual bonus.
• Private Medical Insurance.
• Up to 10% matched pension.
• 27 days holiday plus bank holidays, with the option to buy or sell leave.
• Excellent learning and career progression opportunities.