Smyrna Financial Services Officer - Regional

Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United States, with over $4 billion in assets. With an occupation-based field of membership, Ascend is focused on the expansion and diversification of the select employee groups it serves, which creates greater security for the credit union and its member-owners. Approximately 650 employees serve more than 265,000 members from 28 Middle Tennessee branch locations, Regional Operations Center, Teller Center and Corporate Headquarters.

Ascend recognizes that its employees are critical to the credit union’s sustained success and future growth. Our employees are the face of the credit union and their personal successes fuel the success of the team. Through collaboration between employees, management, our membership and our Board, we fuel an engine that propels the credit union forward.

Thank you for your interest in a career with Ascend Federal Credit Union! Being employed by Ascend is vastly different than just holding a job. The credit union prides itself on providing employees rewarding career opportunities, competitive benefits and a unique work culture. The credit union’s commitment to its employees is fostered by its commitment to the member-owners, ensuring dedicated and engaged employees to serve the membership.

Ascend’s vision to be the most loved credit union in our market by employees and members alike has earned the credit union distinctions including Federal Credit Union of the Year (NAFCU, 2015), Best Credit Union to Work For ) and Training MVP Awards ).

Travel and provide support to assigned branches, and on occasion to other branches, as needed during staff vacancies. Create a positive experience by ensuring members receive friendly, accurate and timely assistance when opening and modifying all account types including certificates, IRAs, Coverdell, HSAs, etc. as well as assisting members with consumer loan requests and other miscellaneous requests, services or functions, including utilization of the ITM system as needed.

Serve in the capacity of teller and receptionist as needed.

• Represent the credit union in a courteous and professional manner with all interactions. Provide prompt, efficient, and accurate service in the processing of transactions.
• Open consumer account types, youth, certificates, IRAs, Coverdell, HSAs, etc. and explain various accounts and ownership options. Prepare necessary documentation and accurately complete transactions. Obtain documentation for business accounts and refer business accounts to the business account specialists.
• Complete in-house Certified Credit Union Financial Counselor program. Provide financial counseling to members as needed.
• Discuss potential loan products and services and provide basic information to members and potential members, including loan options, rates, terms, etc. If member wants to proceed with an application, interview the consumer loan applicant, explain loan options, rates, terms and collateral requirements; prepare all necessary documents; obtain employment and upload income for verification; obtain credit reports; and assess member needs and cross-sell credit union services based on business that can be obtained from the credit report and member cues.
  
  Build successful long-term relationships with members by increasing use of credit union services. Explain different services and the benefits of each.
• Properly notify member of loan decisions, follow up on any approved loan to assure disbursement, including closing of approved Home Equity Lines of Credit. Maintain up-to-date knowledge of all aspects of the credit union's loan products including…