Head of Liquidity

About

The Role

Job Role:

Head of Liquidity

Location:

Solihull Or London (with hybrid working)

Hours:

35 hours per week About the company

Our customers are at the heart of everything we do, but we can’t achieve our customer focused strategy without the right people in our team.

At Secure Trust Bank, we know that people are our biggest Asset, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives.

All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast-paced environment.

Why Join Us?

A competitive salary and benefits package including discretionary bonus

Matched pension contributions 25 days annual leave plus bank holidays and your birthday off, on us!

A monthly wellbeing hour to spend doing whatever makes you happy A wide range of flexible benefits from Cycle2

Work to private healthcare  Life assurance Paid volunteering days and matched charity fundraisingA collaborative and flexible working environment.

Opportunities for professional development and career progression.

A chance to make a real impact in a regulated, purpose-driven organisation.

What you`ll be doing

As Head of Liquidity, you will play a pivotal role in shaping and delivering the Group’s liquidity strategy, ensuring a robust and effective approach to liquidity risk management across the business. Leading all aspects of liquidity management, you will combine strategic oversight with hands-on leadership, driving continuous improvement, regulatory compliance, and funding optimisation. Acting as the Group’s liquidity subject matter expert, you will have significant exposure to senior stakeholders and regulators while leading the delivery of key regulatory frameworks, including the ILAAP and Recovery Plan.

You will also be instrumental in developing the Group’s funding strategy, supporting both retail and wholesale funding initiatives and helping to drive the organisation’s long-term growth ambitions.

Lead the day-to-day management of the Group’s liquidity and funding risks, supporting the Treasurer in delivering strategic objectives. Oversee the production and analysis of daily, weekly and monthly liquidity reporting and management information. Drive the development and implementation of liquidity risk management tools, frameworks and reporting capabilities. Own the Group’s ILAAP and L-SREP processes, including liquidity and funding stress testing and regulatory engagement.

Develop, maintain and deliver the Group Funding Plan, ensuring alignment with business strategy, growth ambitions and risk appetite. Ensure ongoing compliance with prudential regulatory requirements, including the ILAAP, Recovery Plan and Resolution Pack. Support the definition and ongoing refinement of the Bank’s liquidity and funding risk appetite, policies and governance framework. Manage the Group’s portfolio of liquid assets and investment strategy to optimise liquidity and funding outcomes.

Contribute to treasury strategy, capital markets initiatives, committee governance and key funding projects across the Group. Build and maintain strong relationships with regulators, senior stakeholders and external partners while leading and developing a high-performing treasury team. What we`re looking for Significant experience in liquidity and funding management within a UK retail banking environment, operating at Senior Manager or Head of level.

Deep expertise in liquidity risk management, funding…