Rural 1st Loan Officer​/Senior Rural 1st Loan Officer - Somerset

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Posting Date:
Oct 13, 2026

Location:

Somerset, KY, US, 42503

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.

Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 14 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.

Schedule: Full Time, Hybrid
Travel Required: 50% - 75%

Compensation: The salary range for this position is estimated to be $60,265.00 – $ annualized, which reflects the company’s current estimate of the potential compensation range at the time of posting. This salary range reflects the anticipated compensation for this position and represents one component of the total rewards package. Final compensation will be determined based on factors such as experience, skills, education, qualifications, and allotted budget.

The organization offers a comprehensive benefits program as part of its overall compensation strategy, and salary ranges are reviewed periodically to remain aligned with market conditions.

Benefits At A Glance

Eligible team members have access to a comprehensive benefits package that includes:

• Medical, dental, and vision insurance
• Well-being and fitness reimbursement programs
• Paid vacation, sick leave, and holidays
• 401(k) plan with company contributions and matching opportunities
• Paid parental leave
• Short-term and long-term disability coverage
• Tuition reimbursement and professional development programs
• Community involvement and volunteer opportunities
• Variable compensation opportunities for eligible positions

The Rural 1st Loan Officer (RLO) drives revenue growth by originating high quality consumer loans and building long term customer relationships within an assigned territory. Leveraging deep market knowledge and a consultative sales approach, the RLO identifies opportunities, delivers sound credit solutions, and partners with internal teams to support customers throughout the loan lifecycle.

This role contributes independently to routine and recurring work with growing confidence and consistency. It applies established procedures, manages assigned responsibilities effectively, and collaborates with others to support business outcomes. Team members at this level are expanding functional knowledge, strengthening judgment, and developing problem-solving skills within defined parameters.

The Senior RLO is designed for experienced team members who exceed role expectations and bring broad, diverse expertise to the team. Individuals in this role consistently deliver high-quality performance while providing guidance, leadership, and support to peers.

Individuals in this role train team members while serving as a subject‑matter expert for internal partners and departments across the Association. Proactively identifies solutions, leads by positive example, and supports organizational change through influence and collaboration.

• Generates new business and grows market presence through prospecting, networking, referrals, and community involvement while strengthening the Rural 1st brand.
• Establishes trusted customer relationships by understanding financial goals and capacity, positioning lending solutions that align with customer needs and business objectives.
• Originates sound credit by gathering and evaluating financial information, recommending appropriate loan structures,…