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Loan Processor/Financial Services Representative-Bilingual
Job in
South Beloit, Winnebago County, Illinois, 61080, USA
Listed on 2025-12-31
Listing for:
Cornerstone Credit Union
Full Time
position Listed on 2025-12-31
Job specializations:
-
Finance & Banking
-
Customer Service/HelpDesk
Bilingual
Job Description & How to Apply Below
Loan Processor / Financial Services Representative - Bilingual
Join Cornerstone Credit Union in South Beloit, IL, to help members navigate loan applications. This is not a remote position.
Essential Functions- Perform routine member transactions including account inquiries & updates, transfers, check withdrawals, stop payments, and request for check and statement copies.
- Independently open and close membership accounts, including lending and deposit accounts (e.g., consumer loans, deposit accounts, money markets), ensuring precision.
- Review applications for accuracy, determine debt ratio, income, credit checks, collateral, and other requirements, and collect required CIPs.
- Prepare loan applications for underwriters and liaise effectively to ensure smooth approvals.
- Actively seek opportunities to cross‑sell CCU technology and services (EARS, CCU website, debit card, mobile capture, CU Branch, CU Bill Pay, GAP, Credit Life & Disability, etc.).
- Respond to member inquiries via telephone, in person, or email in both English and Spanish in a timely, friendly, and professional manner.
- Assist members with loan inquiries, loan applications, loan balance/payoffs, quote NADA values, and Auto Care premiums.
- Redeem U.S. Savings Bonds and direct members to online purchases of U.S. Savings Bonds.
- Engage with the dynamic team and manager to ensure monthly lending goals are met and help build the membership base.
- Maintain awareness of and comply with regulatory and compliance issues for consumer loans and deposit accounts.
- Maintain a professional appearance and an excellent attendance record, including punctuality and preparation.
- Make a difference in the lives of our members by helping them navigate their financial journeys.
- Work alongside passionate professionals who share your enthusiasm for lending and member service.
- Enjoy competitive compensation, benefits, and opportunities for professional growth.
- HS Diploma or equivalent required.
- Two or more years in a financial institution with prior consumer lending and deposit account experience.
- NMLS registration is a plus.
- Sales experience is a plus.
- Bilingual English/Spanish fluency required.
- Service‑mindful and team‑oriented.
- Basic PC skills, including proficiency in Microsoft Word, Excel, and Outlook.
- Effective member relationship and cross‑selling skills.
- Ability to manage multiple priorities.
- Meet new accounts goal monthly.
- Meet Credit Disability monthly goal on eligible loans.
- Meet Credit Life monthly goal on eligible loans.
- Meet goal on Mechanical Repair Coverage Policies sold monthly.
- Meet goal on GAP Policies sold monthly.
- Meet minimum monthly loan volume goal.
$23.00–$28.00 per hour, commensurate with experience.
BenefitsFull benefits package including medical, vision, dental, company‑paid employee life, short‑term/long‑term disability, EAP, discounts, generous PTO, holiday plan, and a close‑knit team environment.
Apply TodayIf you are ready to take your career to the next level and make a real impact in the community, and meet the minimum qualifications listed above, we want to hear from you.
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