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Loan Processor​/Financial Services Representative-Bilingual

Job in South Beloit, Winnebago County, Illinois, 61080, USA
Listing for: Cornerstone Credit Union
Full Time position
Listed on 2025-12-31
Job specializations:
  • Finance & Banking
  • Customer Service/HelpDesk
    Bilingual
Salary/Wage Range or Industry Benchmark: 23 - 28 USD Hourly USD 23.00 28.00 HOUR
Job Description & How to Apply Below
Position: Loan Processor /Financial Services Representative-Bilingual

Loan Processor / Financial Services Representative - Bilingual

Join Cornerstone Credit Union in South Beloit, IL, to help members navigate loan applications. This is not a remote position.

Essential Functions
  • Perform routine member transactions including account inquiries & updates, transfers, check withdrawals, stop payments, and request for check and statement copies.
  • Independently open and close membership accounts, including lending and deposit accounts (e.g., consumer loans, deposit accounts, money markets), ensuring precision.
  • Review applications for accuracy, determine debt ratio, income, credit checks, collateral, and other requirements, and collect required CIPs.
  • Prepare loan applications for underwriters and liaise effectively to ensure smooth approvals.
  • Actively seek opportunities to cross‑sell CCU technology and services (EARS, CCU website, debit card, mobile capture, CU Branch, CU Bill Pay, GAP, Credit Life & Disability, etc.).
  • Respond to member inquiries via telephone, in person, or email in both English and Spanish in a timely, friendly, and professional manner.
  • Assist members with loan inquiries, loan applications, loan balance/payoffs, quote NADA values, and Auto Care premiums.
  • Redeem U.S. Savings Bonds and direct members to online purchases of U.S. Savings Bonds.
  • Engage with the dynamic team and manager to ensure monthly lending goals are met and help build the membership base.
  • Maintain awareness of and comply with regulatory and compliance issues for consumer loans and deposit accounts.
  • Maintain a professional appearance and an excellent attendance record, including punctuality and preparation.
Why Join Us
  • Make a difference in the lives of our members by helping them navigate their financial journeys.
  • Work alongside passionate professionals who share your enthusiasm for lending and member service.
  • Enjoy competitive compensation, benefits, and opportunities for professional growth.
Education
  • HS Diploma or equivalent required.
Experience
  • Two or more years in a financial institution with prior consumer lending and deposit account experience.
  • NMLS registration is a plus.
  • Sales experience is a plus.
Skills Required
  • Bilingual English/Spanish fluency required.
  • Service‑mindful and team‑oriented.
  • Basic PC skills, including proficiency in Microsoft Word, Excel, and Outlook.
  • Effective member relationship and cross‑selling skills.
  • Ability to manage multiple priorities.
Performance Standards
  • Meet new accounts goal monthly.
  • Meet Credit Disability monthly goal on eligible loans.
  • Meet Credit Life monthly goal on eligible loans.
  • Meet goal on Mechanical Repair Coverage Policies sold monthly.
  • Meet goal on GAP Policies sold monthly.
  • Meet minimum monthly loan volume goal.
Pay

$23.00–$28.00 per hour, commensurate with experience.

Benefits

Full benefits package including medical, vision, dental, company‑paid employee life, short‑term/long‑term disability, EAP, discounts, generous PTO, holiday plan, and a close‑knit team environment.

Apply Today

If you are ready to take your career to the next level and make a real impact in the community, and meet the minimum qualifications listed above, we want to hear from you.

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