SVP, Associate General Counsel

The incumbent will be responsible for (i) providing end-to-end legal support, advice, and counsel to the company’s partnership channel leadership and operations (including mortgage broker joint ventures, wholesale partners channel, and strategic marketing relationships.

The incumbent will be responsible for identifying and analyzing legal issues, drafting key documents, working with internal clients at all levels of the company, and interfacing with regulators, external customers, business partners, vendors, and other counter parties to support the company’s business goals. The incumbent shall also be responsible for presenting clear recommendations to management and executives and to ensure the appropriate management of legal risks.

The incumbent’s interactions with internal and external stakeholders shall be professional and reflect positively on the Legal Department and the company.

The incumbent should have a strong sense of ownership, engage collaboratively with business partners, and engage proactively across the organization.

• Provides end-to-end legal support, advice, and counsel for the company’s partnership lending channel.
• Provides advice and support on escalated corporate matters, such as significant vendor relationships, strategic partnerships, acquisitions, and data security matters.
• Provides advice and support for the company’s mortgage-adjacent offerings (such as home search, affiliated realtors, and credit monitoring tools).
• Advises on significant marketing initiatives, TCPA compliance, and artificial intelligence tool deployment.
• Provides advice and legal counsel on a range of regulatory and transactional matters as dictated by business needs.
• Drafts operating agreements, services agreements, mortgage broker agreements, loan purchase agreements, non-delegated correspondent purchase agreements, term sheets, letters of intent, non-disclosure agreements, forward commitment letters, marketing services agreements, partnership space agreements, and other transactional documents as needed to support primary responsibilities.
• Prepares internal and external communications as needed to support principal job duties (e.g., email correspondence, letters to regulators, vendor communications, internal compliance presentations, etc.).
• Prepares and revises affiliated business arrangement disclosures, privacy and TCPA consent forms, and other consumer-facing documents and disclosures.
• Reviews and revises operational and compliance policies and procedures, training materials, and marketing materials.
• Advises on compliance implementation and compliance effectiveness testing strategies.
• Negotiates contracts with range of vendors and counter parties, including, for example, loan origination system and point of sale system providers, appraisal valuation companies and service providers, technology service providers, real estate listing services, consumer goods retailers, software-as-a-service providers, lead sellers, marketing companies, web developers, contractors, landlords, financial institutions, and other types of vendors and companies.
• Advises on escalated vendor disputes and prepares related correspondence.
• Researches and analyzes legal requirements and case law as needed to inform legal advice and business counseling.
• Collects information, analyzes risks, and makes actionable recommendations in review of numerous operational, financial, and legal constraints.
• Collaborates in person, via e-mail, and via Zoom/Teams with internal clients at all levels of the company.
• Interfaces with regulators, external customers, business partners, vendors, and other counter parties to support the company’s business goals.
• Proactively advises business partners, leadership, and executive management on existing and emerging legal and business risks and risk mitigation strategies.
• Works closely with members of product, operations, sales, information technology, information security, vendor management, privacy, risk, compliance, licensing, capital markets, finance, accounting, human resources, internal audit, servicing, and marketing departments to perform duties and deliver on business objectives.
• Prioritize among…