Analyst, Treasury & Deposit Operations

Analyst, Treasury & Deposit Operations This website stores cookies on your computer. These cookies are used to collect information about how you interact with our website. We use this information in order to improve and customize your browsing experience and for analytics about our visitors to this website. To find out more, see our Privacy Policy.### Analyst, Treasury & Deposit Operations Apply:
South Jordan:
Full time:
Posted 4 Days Ago:
JR101206
** Join our team and build your career with momentum as we champion your growth, elevate your ideas and engage you in purpose-driven work that makes a real difference every day.*
* ** Who we are
** Founded in 1997, Merrick Bank is an FDIC-insured financial institution headquartered in South Jordan, Utah, with over $10 billion in assets. A wholly owned subsidiary of Card Works Financial Group, Merrick Bank serves roughly five million card members and more than 100,000 merchant customers nationwide.  
** What we do
** We provide credit cards, recreational loans, deposit accounts, merchant services and bank sponsor ships to consumers and businesses. As a leader in non-prime lending and merchant acquiring, we combine innovative technology with data-driven insights to help underserved consumers build and strengthen credit while delivering integrated, scalable payment solutions for businesses.

Merrick Bank ranks among the top 20 FDIC-insured credit card issuers in the U.S. and among the top 15 merchant acquirers by transaction volume.
** Position Summary and Role Impact:
** The Treasury Analyst performs analytical and reporting activities that support the Bank's liquidity, funding, interest rate risk, investment portfolio, and capital management processes. This role independently performs treasury analyses, develops reporting enhancements, prepares forecasts, and identifies trends that support informed decision-making. The Treasury Analyst partners with business stakeholders and provides recommendations to improve Treasury reporting, processes, and controls.
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* Essential Functions:

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* ** Treasury Analytics
*** Analyze liquidity, funding, deposit, investment, and capital trends.
* Prepare recurring and ad hoc Treasury analyses and reports.
* Perform variance analysis and identify emerging risks or opportunities.
* Demonstrate understanding of balance sheet management concepts and Treasury metrics.
* Assist in maintaining Treasury models and analytical tools.
** Cash Management & Forecasting
*** Prepare short- and medium-term cash flow forecasts.
* Analyze cash position trends and funding requirements.
* Monitor liquidity metrics and report significant variances.
* Assist with deposit pricing and funding trend analysis.
** ALCO Support
*** Prepare analytical exhibits and supporting schedules for ALCO reporting.
* Assist with interpretation of Treasury reports and key metrics.
* Recommend reporting enhancements and process improvements.
* Support implementation of ALCO initiatives and action items.
** Process Improvement & Risk Management
*** Develop and maintain Treasury procedures and documentation.
* Assist in monitoring liquidity and interest rate risk metrics.
* Support audits, examinations, and regulatory reporting efforts.
* Identify opportunities for automation and efficiency improvements.
* Assist in process improvements or automation projects.
** Requirements for Success:*
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* Education & Experience:

*** Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field required.
* Two (2) to Four (4) + years of experience in Treasury, Finance, Accounting, ALM, or banking-related functions.
** Knowledge, Skills and Capabilities:
*** Working knowledge of liquidity management and Treasury operations.
* Understanding of cash flow forecasting and balance…