Personal & Private Banking; PPB Risk Graduate Programme

Personal & Private Banking (PPB) Risk Graduate Programme

• Full-time
• Business Segment:
  Personal & Private Banking

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa.

Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

We’re looking for talented individuals to join our Risk Management division as Graduate Trainees.

The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.

Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk.

You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude.

During this 18-month programme you can look forward to:

• Learning about the Credit Lifecycle
• Participating in value adding projects
• Ad hocreporting, insights and analytics to inform business decisions
• Collaborating with various teams
• Learning/improving coding skills
• Driving modernisation of digital credit solutions/strategies in Africa Regions
• Contributing to fraud insights and analytics
• Scorecard, capital, impairments and/or machine learning model monitoring and/or development
• Building credit strategies
• Using data science tools to automate risk assurance processes

Masters or Honours

BSc/BCom/ BDat Sci

Preferred majors include:

• Statistics
• Data Science
• Pure Mathematics
• Computational and Applied Mathematics
• Informatics/ Information Systems
• Computer Science
• Econometrics
• Behavioural Economics (with an interest in applied banking analytics, credit decisioning or fraud behaviour)
• Actuarial Science (with an interest in banking credit risk, risk analytics, or financial risk management)

This programme is designed for graduates who want to specialise in banking risk analytics and apply quantitative skills to credit decisioning, fraud risk, capital and impairment models within a banking environment.

Applicants whose primary career interest lies in insurance actuarial work, product pricing or investment banking may find other programmes better aligned to those pathways.

Honoursto be completed by 31 December 2026
.

• Must be a South African citizen.
• Should you have work experience, it should not exceed 18months
• Matric certificate to be submitted with application.
• to be submitted with application.
• Full academictranscripts to be submitted with application for undergraduate and postgraduate studies.