Senior Credit Risk Analyst

Our client, a well-established financial services provider, is looking for a skilled Senior Credit Risk Analyst to join their expanding team in Klerksdorp, North West
. This role will focus on evaluating credit applications, developing risk assessment models, and monitoring loan portfolio performance. The position offers significant potential for career growth and the opportunity to make a tangible impact on the company's lending strategies. You will collaborate with various departments to ensure sound credit risk management practices are upheld, contributing to the overall financial health of the organization.

The ideal candidate will possess strong analytical abilities and a thorough understanding of credit risk principles.

• Analyze and assess the creditworthiness of individual and corporate clients.
• Develop, implement, and maintain credit scoring models and risk assessment tools.
• Monitor and report on the performance of the loan portfolio, identifying trends and potential areas of concern.
• Review and recommend adjustments to credit policies and procedures.
• Conduct stress testing and scenario analysis on credit portfolios.
• Collaborate with the sales and operations teams to provide expert credit risk advice.
• Prepare detailed reports and presentations for senior management on credit risk exposure.

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
• Minimum of 4 years of experience in credit risk analysis or a related financial role.
• Strong understanding of credit risk principles, financial statement analysis, and relevant regulations.
• Proficiency in data analysis tools and techniques (e.g., Excel, SQL, R).
• Excellent analytical, problem-solving, and decision-making skills.
• Effective communication and interpersonal skills, with the ability to present findings clearly.
• Attention to detail and a commitment to maintaining high standards of accuracy.
• Experience in model validation or development is a plus.

• Competitive salary commensurate with experience.
• Comprehensive health and retirement benefits.
• Opportunities for professional development and advanced training in risk management.
• Clear career progression pathways within the organization.
• A dynamic and supportive work environment.
• Exposure to diverse credit portfolios and risk challenges.