Loan Originator NE

Join to apply for the Loan Originator NE role at Prime Lending, A Plains Capital Company

Memphis, TN $20,000.00-$ 2 months ago

• Evaluates Prime Lending’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
• Markets and promotes Prime Lending’s financial products;
• Originators are expected to meet the Company’s minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using Prime Lending’s product set.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments or debts.
• Advises the customer regarding the advantages and disadvantages of different loan products.
• Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
• Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested parties, and obtains loan documentation after closing.
• Presents terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
• Other duties as assigned.

• High school diploma or equivalent and appropriate licenses as required by state.
• Valid driver’s license and current automobile liability insurance.
• A minimum of 12 months loan originator experience required.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and the organization.

Prime Lending, a Plains Capital Company®, is a people‑first company on a mission to make the home loan process simple and stress‑free. Since 1986, we’ve been working together as a team to support our customers, co‑workers and communities and make a positive impact on all the lives of all we serve. Whether on the frontline working directly with customers in our branches or behind the scenes supporting our loan officers, our team members each play a vital role in delivering an outstanding customer experience.

Known for having an empowering, supportive culture, Prime Lending is a place where each individual has an important voice, can be themselves and thrives. Our organization exudes an infectious spirit of optimism and humanity, making Prime Lending a great workplace.

• #7 2023 Energage Top Workplaces in the USA
• # 11 2023 Energage Top Workplaces in Financial Services
• Top 25 2023 Fortune Best Workplaces for Women™
• Top 25 2023 Fortune Best Workplaces for Financial Services™
• Top 50 2023 Fortune Best Workplaces for Millennia ls™
• #11 2023 Fortune Best Workplaces in Texas™
• Scotsman Guide 2024 Top Workplaces (Editor’s Pick)
• #7 2023 Dallas Morning News Top Workplaces

• Established in 1986
• Part of Hilltop Holdings Inc. (NYSE: HTH) a diverse financial services company
• #11 2023 Top Retail Volume, Scotsman Guide
• #15 2023 Top Overall Volume, Scotsman…