Financial Adviser -Sea

Job Description

We are currently looking for an experienced Adviser to join our team in Southend-on-Sea. The successful candidate will have extensive knowledge in providing clients with first‑class advice in line with the FCA regulations, ensuring a brilliant service.

Office:
Perspective (Goldwyns Wealth Management)

Location:

Southend-on-Sea

Hours:

Monday – Friday 9am to 5pm with a one‑hour break (35 hours)

Salary:
Competitive dependant on experience and qualifications. Available upon request.

Please note:

any offer of employment is subject to satisfactory criminal record background checks.

• Accuracy, attention to detail and the ability to explain complex information clearly and simply.
• Strong communication skills and the ability to ask appropriate questions of clients.
• Good analytical, money‑management and planning skills.
• Enthusiasm and willingness to assist clients.
• Ability to manage own workload.
• Flexible/adaptable to cope with change.
• To be motivated, friendly and professional at all times; and provide impartial unbiased advice.
• Excellent time management to ensure appointments are scheduled with realistic time frames.
• Act in a professional manner when dealing with colleagues/stakeholders.
• Ability to work as part of a team; collaborating with the local team including paraplanners and administrators; and across the wider business as appropriate.
• Detailed understanding of the advice process.
• Detailed understanding of financial planning.
• Detailed understanding of products and solutions to meet client needs.
• Up‑to‑date knowledge of the financial marketplace.
• Good understanding of regulatory requirements; including Consumer Duty, GDPR and anti‑money‑laundering requirements.

The key responsibilities include but are not limited to:

• Provide clients with holistic financial planning and advice and make suitable recommendations on how to best meet their goals and financial objectives.
• Research the marketplace for available products and services, identify clients’ needs, design financial strategies and gain commitment from clients to proceed with recommendations.
• Provide first‑class financial planning and advice to both existing and prospective clients.
• Provision of strategic advice across a variety of financial products and services (pensions, investments and savings, protection).
• Assess clients’ financial circumstances, understand their needs and develop a comprehensive financial plan.
• Make recommendations to clients that meet their goals and ambitions.
• Deliver annual reviews to clients on an ongoing service proposition.
• Ensure all financial planning and advice is provided in line with the requirements of the FCA, including focus on consumer duty and ensuring compliance with all other relevant industry rules and regulations.
• Cultivate the client base and build relationships.
• Drive organic growth through generation of new clients and identifying new advice opportunities with existing clients.
• Keep abreast of new industry developments and research the market to ensure knowledge is current.
• Keep up to date with financial products and legislation.
• Ensure compliance with all requirements of an FCA certified function holder.
• Ensure CPD is completed on a rolling 12‑month basis to the required standard and is sufficient and appropriate for the areas in which you are certified to provide advice and kept up to date at all times.
• Maintain performance standards in accordance with Consumer Duty outcomes and those outlined in the Key Performance Indicators section of the Training and Competence procedures.
• Ensure that SPS via a recognised body is maintained at all times.

• 25 days holiday (rising with length of service) plus Bank Holidays, Holiday Purchase Scheme and Birthday leave.
• E‑Discounts, Electric Car Scheme, Life Assurance, Pension and Corporate Eyecare.
• Birthday Day Off.
• Electric Car Scheme.

Perspective Financial Group Ltd does not provide financial advice itself. All advice is provided through Group offices which are all authorised and regulated by the Financial Conduct Authority.

Registered in England and Wales. Company No. 6455775.

Perspective Financial Group Ltd

Lancaster House

Ackhurst Business Park

Foxhole Road

Chorley Lancashire PR7 1NY