Sr. Loan Officer - Business Development

Sr. Home Loan Officer - Business Development

Join us as a Senior Home Loan Officer – Business Development at Gesa Credit Union. You will generate leads, develop referral relationships and assist members with mortgage lending needs.

• Meet the minimum established individual goals each month.
• Make in-person calls on real estate agents and brokers, financial advisors, builders and other potential referral sources to develop borrower leads. It is expected the Home Loan Officer will spend significant time out in market selling loan products and generating leads.
• Meet prospective clients at locations outside of Gesa as needed.
• Attend open houses and other industry events as needed.
• Perform the loan origination function in a thorough and complete manner. Adhere to Credit Union policies and procedures.
• Ensure that all approved loans comply with applicable regulations, established loan standards, and have zero errors.
• Maintain a professional, courteous, and friendly atmosphere for members and co-workers.
• Demonstrate a working knowledge of all mortgage products and rates, both within the Credit Union and from the industry overall.
• Troubleshoot and resolve member and internal inquiries in a timely, friendly, and accurate manner.
• Interview members for residential mortgage loans, and clearly explain financing and mortgage programs and their requirements.
• Inform members of results of preliminary financial analysis.
• Calculate loan estimates.
• Monitor status of loans; process loan in a timely manner.
• Build positive relationships with real estate agents and members of the community to increase production of loan sales.
• Lead by example by always displaying solid ethics and integrity.

• Ability to multi-task on numerous projects simultaneously.
• Ability to effectively communicate in writing, in person and over the phone.
• Ability to make quality decisions in a timely manner with extreme attention to detail.
• Ability to work with minimal supervision.
• Ability to promote and maintain a productive work environment.

• Three to five years of similar or related experience; mortgage lending experience desired.
• High school diploma or equivalent.
• Bachelor’s degree in Business Administration or Finance preferred but not required.
• Obtain and maintain valid NMLS Mortgage Loan Originator Identification (MLO) Number.
• Extensive knowledge of conforming and non-conforming loans as defined by the secondary market desired.
• Experience with Desktop Underwriting or other lending-specific software desired.
• Experience in the development of new business through calling on the real estate community and membership in professional organizations, with a proven outside sales track record desired.
• Proficiency with standard office equipment, lending software, spreadsheets, and word processing.
• Independent travel is required to achieve training and business objectives.
• A valid Driver’s License is required.

• Competitive Pay
• Medical, Dental, Vision, and Life Insurance
• 20 days/year of Paid Time Off – Plus 10 Paid Holidays!
• 401(k) Match
• Incentive Program
• Tuition Assistance and Student Loan Repayment
• Commuter Benefits
• Paid Time Off to Volunteer in the Community
• Product discounts
• Engaging Work Environment
• Rewards and Recognition Programs

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Gesa Credit Union is an Equal Opportunity Employer.