Financial Service Representative; Loan Officer

Position: Financial Service Representative (Loan Officer)
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** Please reference the schedule and minimum qualifications listed below before applying.
** If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at  option 1 or email  and every reasonable effort will be made to accommodate your needs in a timely manner.#
** Job Summary
** At Mountain America, we create exceptional service experiences with every member, every time. We provide life changing value by genuinely caring about each member, expertly applying our sales philosophy (AAA) and helping our members define and achieve their financial dreams. Our work results in members who champion Mountain America.
The Field Service Representative (FSR) I assesses and meets member needs by using AAA skills to assess, advise, and assist members with their financial needs. FSRs provide value through loan servicing transactions and cross-selling products and services to help our members achieve their financial dreams.#
** Job Description
**** LOCATION
* * 1183 West 400 South Springville, UT 84663
** SCHEDULE
* * Full Time;
Monday – Friday 8:40am – 6:15pm;
Saturdays 8:40am – 2:15pm Day off during the week when a Saturday is worked At Mountain America, we are committed to taking care of all our employees.
* Starting competitive pay of $18.25  per hour and can increase depending on experience, plus incentives
* Performance reviews with opportunities to increase compensation
* Excellent medical and dental benefits with minimal employee contribution (full time employees)
* Paid time off, volunteer time off, and paid holidays
* Matching 401K
* Tuition assistance
* Professional development
* And more!

To be effective, an individual must be able to perform each job duty successfully.
** Member Focus
*** Provides exceptional member service to credit union membership by assessing member needs and advising them to improve their financial situation.  Which includes opening new accounts, servicing existing accounts, and explaining our products and services that best suit our members’ needs and accomplish the credit union objectives.
* Recognizes member needs, educates on options for managing financial transactions through MACU tools, resources, technology and cross-sells products and services as needs arise through a consultation approach.
* Consistent focus on increasing member satisfaction, building the membership base and account retention.
* Expected to meet sales and service goals.
* Uses lead lists to make outbound efforts to call existing membership to provide additional consultation on MACU products and services.
* Resolves problems by clarifying member complaints, determining the cause of the problem, providing the best solution to resolve the problem, expediting correction or adjustment, and following up to ensure resolution.
* Follows up with member interactions with thank you notes and phone calls using the MACU New Member Onboarding approach.
** Loan Servicing
*** Originates loans by accepting, reviewing, and approving loan applications.
* Interviews loan applicants, reviewing credit report and cross-sells loans.
* Prepares loan documentation, initiates credit reports and conducts closings for home equity, personal, and auto loans
* Complies with all regulations as required by law, including but not limited to Bank Secrecy Act, OFAC, FACT Act, GLBA, Regulation CC (funds availability), Regulation DD (TIS) and other regulations as required by law as it relates to his/her position
* Loan Underwriters, Title Specialist
** Other Responsibilities
*** Acts as a liaison to Business Services
* Reaches out to the community through outbound phone calls and by attending SEG events
* Performs Teller duties as needed
* Represents the credit union in a professional manner, both in dress and in actions
* Keeps work area neat and clean
* Responds to email/voicemail/missed calls/other communication in a timely manner
* Actively participates and completes product knowledge courses
* Complies with all regulations as required by law
* May require travel to other branches
* Performs other duties as assigned

KNOWLEDGE, SKILLS, and ABILITIES  The…