Relationship Manager - Business Banking

If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or an exciting new direction, we offer opportunities, support and rewards that will take you further.

We’re one of the largest banking and financial services organisations in the world, with a network that covers more than 50 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people fulfil their hopes and realise their ambitions. Through Business Banking (BB) our global network offers comprehensive support and services to businesses in the SME market.

From expanding overseas to managing the cash and trade flows of an established enterprise, the Business Banking team of Relationship Managers and Product Specialists provides a range of end-to- end solutions designed to help small businesses reach their potential.

We are currently seeking a proactive and customer focused individual to join this team in the role of Relationship Manager.

The Relationship Management role provides dedicated relationship management to a portfolio of customers with accountability for sales, service, risk and operational delivery. This role will have internal and external stakeholders, Internal stakeholders may include Sales, Product Development, Risk & Compliance teams.

Your responsibilities will include:

Focus on growing the business sustainably, by identifying opportunities to expand a portfolio and broadening client relationships by leveraging HSBC's extensive network

Drive revenue growth through understanding customer needs and by adopting a needs-based approach which engages clients and increases new business

Effectively manage work and support resources to increase quality and time of client visits opportunities

Collaborate with Group colleagues to deliver appropriate needs-based solutions for customers

Build a strong understanding of the client's business and industry to promote insights, enrich client conversations and deliver fair outcomes

Deepen understanding of the client through pro-active credit risk assessments and customer due diligence reviews

Confidently manage financial crime risk throughout the client lifecycle by identifying, assessing, accepting, monitoring, escalating and mitigating risk Ensure adherence to all applicable operational risk HSBC Standards and policies, reporting any breaches in accordance with local procedures

Keep abreast of developments, products and offerings from HSBC, competitors and market changes

Ensure prompt escalation or sharing of relevant information relating to the client, so that members of the client coverage team can form and maintain a comprehensive understanding of the risks to HSBC by the client

Relationship Management role holders will be required to acquire knowledge of a product area and in some geographies may need to hold specific certificates or need membership of a regulatory body.

Demonstration of HSBC UK principles of treating customers fairly.

The ideal candidate for this role will have:

Experience of working in Business/Corporate Banking or Financial Services Relationship management or client management experience with a passion for delivering outstanding customer service

Business development skills with a track record of account expansion and winning new business

Commercial lending skills and experience

Excellent written and verbal communication skills with the ability to influence and share information in a clear, concise and accurate way Comprehensive understanding of risk managementA full driving licence in order to attend face to face meetings with customers in St Albans and the surrounding areas.

This is a…