Credit Analyst

Credit Analyst – Haydock

Monday to Friday, 8:30am – 5:00pm, 37.5 hours per week. Based in Haydock.

• Assess new and existing customers through financial analysis, credit assessments and due diligence checks.
• Support the onboarding of new credit customers, ensuring all applications comply with Company policies, Delegation of Authority and Group Credit Policy.
• Monitor customer credit limits and review them to ensure they remain appropriate to the level of risk.
• Produce regular credit risk reports and analysis to support effective business decision making.
• Identify emerging risks, market trends and economic developments, making recommendations to mitigate risk.
• Support the Head of Credit Risk with portfolio management and risk monitoring activities.
• Provide guidance to Credit Control and New Accounts teams on customer exposures and credit referrals.
• Build strong relationships with stakeholders across the business to communicate credit risk effectively.
• Contribute to continuous improvements that balance risk management with commercial growth.

• Previous experience within a credit risk, financial analysis or similar risk‑focused role.
• Strong analytical skills with the ability to interpret financial information and assess risk.
• Advanced Microsoft Office skills, particularly Excel.
• Excellent attention to detail and the ability to produce accurate reports.
• Strong communication and stakeholder management skills.
• A logical, methodical approach with excellent problem‑solving abilities.
• The ability to prioritise workloads and meet deadlines in a fast‑paced environment.
• Confidence working both independently and collaboratively within a team.

• Competitive salary
• 26 days holiday plus bank holidays
• Company pension scheme
• Life assurance
• 95% discount across the Speedy brand
• Employee Assistance Programme
• My Staff Shop discounts
• Health, wellbeing and financial wellbeing support
• Career development and ongoing training opportunities

Some roles may require DBS, credit or security clearance checks, and all successful applicants must have the right to work in the UK before starting employment.

We are committed to creating an inclusive workplace where everyone can thrive and encourage applications from all backgrounds.