Senior Credit Risk Analyst

Location: Staines

SENIOR CREDIT RISK STRATEGY ANALYST £60,000-£75,000 LONDON This is an opportunity to join one of the UK's leading digital banking businesses, working within a highly regarded credit risk team that has built a reputation for developing some of the strongest talent in the consumer lending market. You'll take ownership of credit strategy across a lending product, using analytics to drive both risk and commercial performance in a fast-growing environment.

THE COMPANY This innovative financial services business has established itself as a major player within UK consumer lending, combining advanced analytics, modern technology, and customer-focused products. They offer a broad range of lending and banking products and continue to experience strong growth across their customer base and product portfolio. They are known for investing heavily in both technology and employee development, making it an excellent environment for career progression.

THE ROLE Take ownership of credit risk and commercial strategy for a specific lending product Analyse portfolio performance and identify opportunities to improve business outcomes Develop and optimise lending strategies using customer and portfolio data Use SQL and Python to deliver insights and support strategic decision-making Monitor credit performance and recommend data-driven policy changes Work closely with stakeholders across analytics, product, data science, and technology teams Contribute to the development and implementation of new credit strategies and decisioning frameworks Play a key role in balancing growth, profitability, and customer outcomes YOUR SKILLS AND EXPERIENCE Strong commercial experience within credit risk strategy or credit risk analytics Experience working within consumer lending environments Advanced SQL skills Python experience is highly desirable Experience developing or managing credit risk strategies and lending policies Strong problem-solving skills with the ability to translate analysis into commercial recommendations Excellent communication and stakeholder management skills Experience working with large datasets and delivering actionable insights SALARY AND BENEFITS £60,000- £75,000 base salary Annual bonus Hyrbid working model (2-3 days in the office) Modern Canary Wharf office location Strong career progression opportunities within a high-performing credit risk function Exposure to multiple lending products and sophisticated analytical tools Opportunity to learn from experienced leaders and industry experts HOW TO A PPLY Please register your interest by sending your CV to Rachael Lewis through the 'Apply' link.