Capitec Graduate Programme

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

At Capitec, wedon’twait for people to become CEOs!

From day one,you’llwork on real projects, make real decisions, and contribute in ways that matter.

You’renot the CEO,butyou’llbe empowered to think, act, andtake ownershiplike one.

This is where ambition meets ownership, and where your career starts with impact.

Thisopportunitygives you more than a role, it gives you:

Ownership from day one

Exposure toreal business challenges

The chance to shape outcomes that impact clients

You’llstep into a fast-paced environment where curiosity,energyand client-first thinking drive how we work.

At Capitec, youwon’tsit on the sidelines,you’ll contribute,takeownershipand grow.

We behave like a CEO in every situation. We put the client first, act with energy and take ownership.

We want graduates who already live these values.

You’re the right fit if you:

• Think beyond your role and want to understand how the business works
• Take ownership and drive things forward
• Question, challenge and look for better ways of doing things
• Are curious, energetic and motivated to grow
• Thrive when working with others and building strong relationships
• Structured training tailored to your development
• Structured rotations aligned to programme outcomes, equipping graduates with the capabilities needed for their future role

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate

• Actuarial Science
• Business Management
• Computer Science
• Data Science / Decision Science
• Economics
• Finance
• Financial Risk Management
• HR
• Information Systems
• Information Technology
• Marketing
• Mathematics
• Software Engineering
• Statistics
• Quantitative Management

• Must have less than two years of work experience in a corporate or formal work environment.
• Must have a minimum of a B-degree qualification or equivalent (NQF
  7) obtained within the last three years or currently completing a relevant qualification.
• Must have achieved a minimum overall average of 60% in completed or most recent academic results.
• Must be able to provide proof of relevant and completed qualification by no later than 15 January 2027.
• Must be a South African citizen (with a 13-digit SA r).
• Must have a clear credit and criminal record.
• Must be open to relocate to either Stellenbosch (Western Cape), Century City (Western Cape) or Sandton (Gauteng), depending on where the opportunity is based.

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP
13). Capitec Bank Limited Reg. No: 1980/003695/06