Manager AML, Business Programs

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Sales & Customer Distribution Support

Pay Details: $91, CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

The Canadian Personal Banking (CPB) Anti Money Laundering (AML) Strategy Modernization and Enablement team is responsible for managing and mitigating AML, Anti‑Terrorist Financing (ATF), Anti‑Bribery and Corruption (ABAC) and Sanctions risks within CPB. We support business lines to ensure a high performing, sustainable financial crime program, aligned with CPB's values. This includes evolving CPB's AML Program by identifying gaps and enhancement opportunities, issue resolution, reporting and program monitoring, and establishing the delivery model of CPB specific deliverables.

• Own delivery of assigned CPB AML Program strategy components, ensuring alignment with organizational goals and regulatory requirements.
• Provide oversight, as required, over the end‑to‑end customer KYC Program.
• Act as a trusted advisor to the KYC Art and Regulatory Capabilities Delivery COE on new customer capabilities.
• Act as a key reference point and subject matter expert on CPB products, channels, operations, and related financial crime regulatory regimes (AML, ATF, ABC, sanctions).
• Act as a business owner and decision maker for required changes needed to strengthen controls; ensure that new capabilities are developed as required.
• Prioritize, investigate, and work with stakeholders to complete timely remediation of issues.
• Lead development and implementation of solutions that detect, mitigate, and monitor financial crime risks.
• Influence and guide cross‑functional delivery teams; ensure quality, control alignment, and timely execution.
• Translate complex concepts into actionable guidance and clear business context for delivery partners.
• Provide strategic insights on evolving industry trends, regulatory changes, and emerging risks; recommend actionable solutions.
• Identify thematic issues and elevate key risks to Senior Manager(s) when required.
• Maintain an enterprise‑wide view of CPB AML risk; connect impacts across channels, functions, products, and processes.
• Drive continuous improvement, leveraging lessons learned and best practices.

• Strong expertise in AML, compliance, or previous experience in 1B/2A governance and control functions.
• Strong understanding of applicable TD Policies and Standards (e.g. AML/ATF, Sanctions, ABAC).
• Demonstrated working knowledge of Canadian AML/ATF regulations including FINTRAC requirements, and the Proceeds of Crime (Money Laundering) Terrorist Financing Act (PCMLTFA).
• Demonstrated leadership with ability to influence without authority.
• Solid communication and problem‑solving skills with ability to frame recommendations clearly.
• Comfort navigating ambiguity and working in fast‑paced delivery environments.
• Experience with Agile or other project delivery methodologies.
• Excellent time management skills with a proven ability to meet deadlines.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD…