Junior Credit Underwriter

Junior Credit Underwriter
Salary £30k-£35k
Cheshire

We are looking to recruit a Junior Underwriter who is focused on building a career in Credit Risk. Our client is a provider of loans and asset finance to SME businesses with both direct and broker routes to market. Direct business is funded either on its own book or placed with third-party funders. Broker-introduced business is funded on their own book.

The typical transaction size is c. £50k.

• Working within a team of credit underwriters
• Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money
• Assessing, analysing and interpreting other credit-related information
• Undertaking affordability analysis based on various financial and non-financial information
• Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have done so
• Ensuring strong lines of communication with all areas of the business are maintained

• Underwriting experience is preferred but not essential
• The ideal candidate will be organised, meticulous, prepared to take ownership of tasks, able to manage their own time, proactive and able to follow tasks through to completion
• The ability to work under pressure and to tight time frames is paramount
• Good time management
• Ability to make decisions on a rate-for-risk basis
• Numerate with the ability to analyse financial statements and other Credit related information

In addition to an excellent basic salary,our client offers excellent career development.

• 28 days holiday (this includes three days at Christmas when the office closes) plus bank holidays. Holiday amounts increase with the length of service.
• Healthcare, cash plan and travel insurance
• Life assurance

Contact Julie for more information: