Risk Investigations Senior Officer

Location: Douglas

End Date Wednesday 28 October 2026

Salary Range £33,203 - £34,950

We support flexible working –  for more information on flexible working options

Flexible Working Options Hybrid Working, Job Share

Job Description Summary .

Job Description

JOB TITLE:

Risk Investigations Senior Officer SALARY:
From £33,203

LOCATION(S):
Douglas Villiers House HOURS :
Full time – 35 hours per week WORKING PATTERN :
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time in the office. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

Please note this role is only available for candidates residing in, or to those who hold right to work permits for Isle of Mann

What you’ll be doing :

An exciting opportunity has become available within the OKYC Team, supporting the delivery of financial crime activities relating to complex due diligence. Working within a dedicated due diligence team, you’ll act as a subject matter expert for customer due diligence requirements for Personal Banking customers.

You’ll be responsible for appropriately managing AML risk through dedicated ongoing due diligence cyclical reviews for High-Risk and Politically Exposed Person (PEP) customers, ensuring compliance with Group-wide and local policy requirements and minimum standards in accordance with agreed risk appetite.

As a member of a specialist due diligence team, you’ll provide technical subject matter expertise to assess potential and actual risk within customer portfolios, supporting the effective identification, assessment, and mitigation of financial crime  this role you’ll:

Challenge and support the business to ensure risks are understood, mitigated, and controlled.

Prioritise work based on customer and business impact.

Monitor and report on compliance standards to internal and external stakeholders.

Undertake ongoing due diligence and cyclical reviews for High-Risk and PEP Personal Banking customers.

Ensure reviews are completed within expected quality and regulatory standards.

Provide guidance and support regarding customer due diligence requirements.

Identify and raise financial crime risks where appropriate.

Maintain accurate records and clear audit trails to support regulatory requirements.

Why join us?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What we’re looking for?

Strong technical knowledge of AML, CDD, EDD, High-Risk Customers and PEP requirements.

Strong oral and written communication skills.

Organisational awareness and the ability to work effectively across multiple stakeholders.

Excellent attention to detail, with the ability to complete reviews to a high standard and identify potential risks.

Strong analytical and investigative skills.

The ability to make balanced risk-based decisions and clearly document rationale.

We know that great talent comes from many backgrounds. We recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15%
An annual performance-related bonus

Share schemes including free shares

Benefits you can adapt to your lifestyle, such as discounted shopping
24 days holiday, with bank…