Mortgage Loan Originator

Responsibilities

• Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval.
• Completing application and gathering supporting documentation.
• Reviewing and completing regulatory disclosures with borrower.
• Maintaining existing and generating new sources of referral business.
• Maintaining a presence in REV FCU branches and educating staff regarding Real Estate Lending
• Quoting interest rates and securing pricing through the Secondary Marketing Department.
• Inputting application data into Loan Origination Software (LOS).
• Utilizing automated underwriting systems (AUS) to obtain credit recommendations.
• Communicating with all parties, both internal and external, regarding the status of the loan and relaying information to all interested parties.
• Managing his/her pipeline of loans to verify accuracy of the current loan status.
• Acknowledging and abiding by REVs Policies and Procedures.
• Participating in REV sponsored events, and area association events.
• Actively participating in all aspects of the Real Estate Office sales meetings.
• Representing the Credit Union with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.

• Minimum 3 years’ experience originating Conventional, FHA, VA, Jumbo loans
• High school diploma or equivalent
• Knowledge of real estate lending criteria, compliance, federal/state regulations
• Excellent organizational, oral, and written communication skills
• Experience with Microsoft Office Suite
• Proficient with loan originator systems, Encompass Software experience is preferred
• Proficient with AUS (LP, DU, GUS)
• Prior builder experience strongly preferred
• Realtor relationships and book of business required
• Proven track record of building and maintaining strong, professional business relationships
• Satisfactory credit record, bondable

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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