Mortgage Loan Officer

A direct hire opportunity is available for a Mortgage Loan Officer in Summerville, SC. This role is ideal for a mortgage lending professional who enjoys helping borrowers navigate the home financing process, providing consultative guidance, and building long-term customer and referral relationships.

The Mortgage Loan Officer will work closely with borrowers, loan processors, underwriters, and internal banking teams to ensure mortgage applications are accurate, compliant, and completed on time. This position offers the opportunity to join a professional, customer-focused lending environment where teamwork, communication, and service excellence are valued.

This is a strong fit for someone who is detail-oriented, relationship-driven, and motivated by helping customers achieve their home ownership goals while working within established lending, credit, and regulatory guidelines.

• Guide qualified borrowers through the mortgage application and approval process from initial consultation through decision.
• Educate customers on mortgage products, interest rates, lending requirements, documentation needs, and application timelines.
• Partner with loan processors and underwriters to collect documentation, resolve issues, and keep loan files moving toward deadlines.
• Evaluate customer financial backgrounds and home ownership goals to recommend mortgage options that align with their needs.
• Maintain consistent communication with applicants, providing updates, answering questions, and addressing concerns promptly.
• Open new loans and complete mortgage transactions in accordance with credit, BSA, CIP, and OFAC policies and procedures.

• Salary range: $45,000 to $55,000 per year.
• Job type:
  Direct hire.

• Manage mortgage loan applications, documentation collection, and customer communication throughout the lending process.
• Work with processing and underwriting teams to resolve delays and support timely loan completion.
• Recommend mortgage options based on borrower financial profiles, goals, and lending guidelines.
• Maintain compliance with credit policy, BSA, CIP, OFAC, and related banking requirements.
• A 2-year or 4-year college degree is required.
• At least 2 years of work experience in the mortgage lending industry is required.
• Strong understanding of mortgage lending processes, borrower documentation, and loan application requirements.
• Ability to explain mortgage rules, regulations, rates, and loan options clearly to customers.
• Strong customer service, relationship-building, and referral network development skills.
• Excellent attention to detail with the ability to ensure complete and accurate application information.
• Strong communication, follow-up, and problem-solving skills.
• Ability to complete assigned BSA and OFAC training by required deadlines.
• Commitment to promptly reporting known or suspected violations of policy or law to the appropriate banking officer.

• Experience working in a community banking, mortgage banking, or financial services environment.
• Familiarity with multiple mortgage loan products and borrower qualification scenarios.
• Established referral relationships with real estate professionals, builders, financial partners, or community contacts.
• Experience supporting borrowers in the Summerville or greater Charleston, SC market.

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