Credit Advisor; Hybrid

Position: Credit Advisor (Hybrid) 18 Month Contract

Credit Advisor (Hybrid) 18‑Month Contract

Prospera Credit Union is hiring a Credit Advisor for an 18‑month hybrid contract. The role focuses on delivering a best‑in‑class member experience through the loan application process.
What You’ll Do:

• Review, analyze, and verify mortgage application information—including financial statements, income documentation, property assessments, appraisals, and real estate contracts.
• Approve mortgages and lines of credit within established lending guidelines, ensuring consistent, objective, and sound credit decisions in a high‑volume environment.
• Act as a knowledge‑based resource for the Advice Centres and Prospera’s mortgage broker partners.
• Build and maintain relationships across the Advice Centre Network and with mortgage broker partners to understand borrower needs and collaborate on solutions.
• Continuously monitor, maintain, and prioritize Advice Centre and broker‑originated applications in real time to meet expectations, deadlines, and service level agreements.

What You Bring:

• Minimum of 2‑3 years of mortgage lending experience with a deep understanding of complex mortgage applications.
• Ability to read, analyze, and comprehend financial statements, tax returns, and real‑estate documentation.
• Excellent organizational and time‑management skills with sound judgment and decision‑making abilities in a high‑volume environment.
• Strong verbal and written communication skills, conveying clear and concise messages.

What We Offer:

• Competitive base salary plus incentives, ranging from $62,000 to $77,500, based on experience and internal equity.
• Flexible Work Program for applicable roles.
• Robust Benefits Program, including a defined contribution retirement plan, vacation, wellness benefits, and “Prosperian” days.
• Professional development opportunities and a collaborative work environment, certified as a Great Place to Work.

Seniority Level: Entry level Employment Type: Full‑time Job Function: Finance and Sales Location: Langley, British Columbia, Canada EEO Statement: Prospera Credit Union is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, age, national origin, ancestry, citizenship, disability, or any other characteristic protected by law. Applicants who have residency and work authorization in Canada and are willing to relocate are eligible for this position.

Internal Applications: Accepted until end of day Monday, December 1, 2025.
Job Description Expiry: This role is open; it has not expired. #J-18808-Ljbffr