Commercial Credit Analyst

Overview

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

The Credit Analyst III is an advanced individual-contributor role responsible for analyzing and underwriting more complex commercial loan relationships. This role operates with a high level of independence on assigned credits and produces near-final analytical work product, while recognizing that final conclusions,priorities, and escalation decisions reside with Senior Credit Analysts, Credit Officers, or credit management. This role supports sound credit decision-making through strong analysis, documentation, andrisk awareness.

Essential Responsibilities:

• Independ