Sr Commercial Real Estate Data Analyst

The Sr Commercial Real Estate (CRE) Data Analyst will analyze credit and economic data to estimate the degree of risk and trends involved in various commercial real estate property types.

This position is available at any Centennial Bank location in Florida.

• Manage and monitor the loan portfolio data from an overall analytical perspective. This duty is performed daily, about 30% of the time.
• Ensure reasonableness (quality control) of existing data collected for loans. Determine if, when and how additional data needs to be collected. This duty is performed monthly, about 30% of the time.
• Develop, prepare and analyze loan concentration reports by type of loan, collateral, geography and industry. This duty is performed monthly, about 10% of the time.
• Analyze historic and predictive CRE portfolio performance by segments in different economic cycles and geographic locations. This duty is performed quarterly, about 10% of the time.
• Coordinate with DFAST team on data integrity and stress testing scenarios. This duty is performed as needed, about 5% of the time.
• Assist Deputy Chief Credit Officer with analysis and narratives of economic conditions and statistics useful in analyzing loan portfolio risk exposures. This duty is performed as needed, about 10% of the time.
• Assist Deputy Chief Credit Officer with economic and loan data analysis for preparation of the quarterly allowance for loan loss adequacy report. This duty is performed quarterly, about 5% of the time.
• Coordinate CoStar and Moody's REIS data analytics research for management.
• Provide supervision and oversight to maintain quality control of overall CRE data analyst function.
• The ability to work in a constant state of alertness and in a safe manner.
• Completes required BSA/AML training and other compliance training as assigned.
• Perform any other related duties as required or assigned.

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 5 years related experience and/or training, and 1 to 6 months related management experience, or equivalent combination of education and experience.

Ability to write reports, business correspondence, and policy/procedure manuals; ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane, algebra, solid geometry and trigonometry.

Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems.

• Degree in business, finance, accounting, or economics,
• Minimum of 5+ years related experience and/or training in credit analysis, underwriting, or lending experience in commercial real estate with demonstrated knowledge of principals of accounting, finance, and economics.
• Previous experience working with Commercial Real Estate lending, Credit analysis and portfolio management experience along with knowledge of various CRE property types, and strong analytical skills is desired.
• Technological aptitude would be beneficial
• Analytically minded and possess good judgment.
• Proficient in Microsoft Word, Power Point with advanced knowledge of Excel charts, graphs and pivot tables.
• Knowledge/experience in Tableau and Power BI is preferred.
• Advanced power user of Moody's REIS and CoStar CRE database property platforms.
• Ability to provide underwriting property data support to lending staff.
• Ability to write in-depth CRE property type reports, business correspondence, and policy/procedure manuals
• Ability to effectively present information to various board committees and respond to questions from groups of executive management, regional managers, bank directors and bank regulators