Annuity Specialist Index Annuities

Annuity Specialist – Fixed & Fixed Index Annuit...

Our client is seeking an experienced Annuity Specialist to support a growing financial advisory practice. This role is ideal for someone with deep expertise in fixed and fixed index annuities, strong analytical skills, and a client‑focused approach. You will manage an existing annuity book of business, identify upgrade opportunities, and help clients optimize their retirement and income strategies.

Work Schedule: Monday–Friday, 8:30AM–4:30PM

Eligibility: Local candidates only

• Calculate and clearly explain surrender charges and implications to clients.
• Analyze product features, surrender schedules, riders, and performance history.
• Review existing annuity contracts to identify upgrade, exchange, or repositioning opportunities.
• Translate complex annuity concepts into clear, client‑friendly explanations.
• Prepare and present product comparisons and illustrations to demonstrate value.
• Maintain expert knowledge of fixed and fixed index annuities, including growth, income, and legacy strategies.
• Support advisors in client meetings by providing product insights and analysis.
• Ensure all recommendations align with client goals, suitability standards, and regulatory guidelines.
• Recommend annuity upgrades or exchanges using a needs‑based, solution‑oriented approach.
• Work directly with insurance carriers to obtain contract values, policy details, and performance data.
• Collaborate with Independent Marketing Organizations (IMOs) to source competitive product options.
• Maintain accurate and organized client data, documentation, and policy records.

• Active Florida 215 Insurance License.
• Series 65 or equivalent (preferred)
• Detail‑oriented with strong analytical thinking.
• Driven by client success and long‑term outcomes.
• Ability to simplify complex financial concepts for clients.
• Excellent communication, analytical, and organizational skills.
• Confident discussing financial products and upgrade strategies with clients.
• Self‑motivated, proactive, and comfortable identifying client opportunities.
• Proven experience with fixed and fixed index annuities (minimum 9 years)
• Experience working with insurance carriers, IMOs, or broker‑dealer platforms (preferred)
• Strong understanding of surrender schedules, product structures, and annuity mechanics.
• Education: Open to all education levels; equivalent experience accepted.
• Professional, collaborative, and comfortableشاط? working in a boutique advisory environment.
• Two weeks paid time off
• 401(k) with employer match
• Medical, dental, and vision insurance
• All major holidays off plus Christmas week
• Access to investment portfolios with no management fees