Principal Product Manager

Join Circle
, a leading financial‑technology company that is at the epicenter of the emerging Internet of money. We build global, near‑instant, low‑cost infrastructure—including USDC, a blockchain‑based dollar—to help businesses, institutions and developers harness the new possibilities of digital payments, commerce, and markets.

• Own the strategy and execution of our risk platform, ensuring it scales to support new products, markets, and global regulatory requirements.
• Serve as a cross‑functional leader, partnering with compliance, legal, engineering, data science, and business stakeholders to align priorities and deliver resilient infrastructure that supports both crypto and traditional financial rails.
• Design and scale a modular, extensible risk platform that supports crypto‑ and traditional financial rails, create a user‑friendly rules engine and intuitive tooling for risk operators.
• Define and implement observability strategies to ensure platform integrity, including monitoring performance, validating critical flows, and surfacing key risk indicators for prioritization and decision‑making.
• Advance Circle’s travel‑rule platform to maintain jurisdictional coverage, interoperability, and seamless integration with internal systems and partner networks.
• Leverage AI/ML to automate risk decisioning and operational processes; lead feature/context engineering, model development, and monitoring frameworks.
• Maintain clear, comprehensive documentation of platform design, functionality, and dependencies to ensure internal transparency and audit readiness.
• Translate regulatory requirements and business needs into clear product requirements, insights, and user stories for engineering execution.
• Represent the risk platform in senior leadership and regulatory forums, aligning cross‑functional strategy and demonstrating compliance capability at scale.

• 10+ years of product management experience building risk, compliance, or trust & safety platforms in fintech, crypto, or financial services.
• Deep expertise in fraud, AML, sanctions screening, and onboarding compliance (e.g., KYC/KYB), with hands‑on experience crafting risk rules based on real‑world typologies.
• Track record of translating regulatory requirements into scalable, policy‑driven platform capabilities that support real‑time and asynchronous risk decisioning across crypto and fiat rails.
• Experience leading modular platform design, including refactoring monolithic services into scalable, service‑oriented architectures.
• Skilled in collaborating with engineering, data science, and operations teams to ship complex infrastructure products; able to influence senior stakeholders and drive alignment across functions.
• Highly analytical and data‑driven, with experience applying ML, risk signals, and scoring models to improve detection, decisioning, and operational efficiency.
• Strong technical fluency, including working knowledge of APIs, event‑driven architectures (e.g., SNS/SQS), SQL, and Git.

• Background in Reg Tech, banking, or scaled fintech, with direct exposure to complex regulatory environments.
• Expertise in blockchain technologies and crypto compliance, including chain types, on‑chain travel rule requirements, blockchain monitoring, and evolving crypto regulations.
• Experience with rapid prototyping using AI tools to accelerate product exploration, workflow automation, or internal tooling development.

Base Pay Range: $187,500 - $240,000

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Circle participates in the E‑Verify Program where required by law.

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• Mid‑Senior level

• Full‑time

• Product Management and Marketing