Commercial Underwriter

Safepoint Insurance

Property and Casualty insurance carrier based in Temple Terrace, FL.

Offices in Tampa, FL OR office in Metairie, LA

The Commercial Underwriter I is responsible for underwriting, quoting and selling small business risks through agency partners, and in the maintenance and upkeep of program rating data, forms, etc., working with system vendors as needed. The position also plays an active role in developing new products, pricing, and coverages, and is involved in monitoring and providing updated information and content for our web presence.

The ideal qualified candidate will have advanced underwriting skills and be a sales‑oriented insurance professional who thrives in a fast‑paced, high energy business environment. Key success factors include: account pre‑qualification, risk analysis, information validation, classification, pricing adequacy, thought process documentation, collaboration, negotiation, and making the sale. This role may include mentoring and coaching less experienced underwriters on more complex accounts, referral underwriting, and becoming the subject matter expert on emerging issues and complex classes/coverages.

• Solicit, underwrite and price new and renewal small commercial property and casualty business
• Select new business and evaluate renewal accounts in accordance with company underwriting philosophy, established authority parameters, as well as written/verbal procedures and guidelines
• Travel to agencies providing field underwriting and quoting as needed (up to 10% travel)
• Review claims activity, loss control surveys, and inspection reports for existing policies, handling as required

• Assist in developing programs, coverages, rates, forms, etc., working with system vendors as needed
• Assist in monitoring and developing program information and content for web presence, working with vendors as needed
• Support marketing activities to agents and actively participate in the agency management process
• Demonstrate a professional, courteous attitude with agents. Respond quickly and ethically to all requests/issues. Deliver on promises and promise only what can be delivered
• Provide accurate and thorough education to agents about the company’s risk selection philosophy and pricing guidelines
• Monitor performance criteria, including premium and unit count goals, mix of business, written‑to‑quoted ratio, and declination ratio of assigned agencies and territory
• Achieve company growth objectives by recognizing sales opportunities, soliciting desirable business, and diligent follow‑up on quoted business
• Work with other departments as necessary to resolve policy issues
• Determine the appropriate course of action for policy changes, delegating to assistant underwriters and/or processing assistants for handling
• Provide mentoring and training to the underwriting team
• Research new products and coverage forms
• Other tasks and projects as may be assigned

• Florida 2‑20 General Lines Insurance License required
• Professional Insurance Designations such as CPCU, CIC, AAI desired
• Minimum 3 years of insurance company underwriting experience in property and casualty insurance
• Bachelor’s degree, or equivalent work experience preferred
• Comprehensive knowledge of commercial lines products and the underwriting process and analytics involved
• Strong familiarity with Florida Insurance regulations/requirements
• Excellent communication and organizational skills
• Advanced computer skills and strong systems knowledge

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, use hands to handle or feel, and reach with hands and arms.

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.

We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with…