Lending Specialist

Copper Basin Federal Credit Union is a locally owned, full-service financial institution that has been serving its members since 1965. With a strong focus on member needs, the credit union offers competitive loan rates and same-day financing to help individuals and families achieve their financial goals. The organization prides itself on its hometown approach, building lasting relationships and delivering personalized service.

Team members are encouraged to support the local community while providing reliable, member-focused financial solutions. Joining Copper Basin Federal Credit Union means being part of a cooperative that puts members first in every decision.

The Lending Specialist is a full-time, on-site role based in Copperhill, TN. This position is responsible for assisting members with consumer and in-house mortgage loan products from application through closing, ensuring a smooth and transparent lending experience. Day-to-day tasks include evaluating loan applications, gathering and verifying documentation, submitting underwriting reviews, and communicating loan terms and decisions to members. Thia role completes liens and ensure lien recording and satusfaction for mortgages and consumer loans.

The Lending Specialist will answer member questions, provide guidance on loan options, and collaborate with branch staff to deliver timely and accurate service. This role also involves maintaining compliance with lending policies and regulations, updating member records, and supporting overall lending operations to help the credit union meet its service and growth goals.

• Candidates should possess strong Communication skills, including clear verbal and written communication and active listening.
• Candidates should possess excellent Member Service skills with a focus on building member relationships and resolving issues professionally.
• Candidates should possess foundational Finance and Loans knowledge, including understanding of loan products, basic credit analysis, and repayment structures.
• Candidates should possess Underwriting-related skills such as reviewing applications, assessing risk, and applying lending guidelines consistently. This role does not have underwriting authority

• Additional beneficial qualifications include prior experience in banking or credit unions, attention to detail, proficiency with standard office and banking software, and a high school diploma or equivalent (post-secondary education in finance or business is a plus).