Sr Financial Crimes Analyst

Senior Financial Crimes Analyst – Terrell Main, 102 West Moore Avenue, Terrell, TX 75160, USA

The Senior Financial Crimes Analyst is responsible for developing, implementing all aspects of the Financial Crimes Compliance Program, maintaining the Bank's compliance laws and regulations, and conducting monitoring to ensure ongoing compliance. The analyst leads investigations of suspicious activity, collaborates in the development of the Bank's formal Financial Crimes program, and directs the evaluation and decision to file suspicious activity reports for high‑risk customers while implementing corporate directives on compliance with all related laws and regulations.

• Manage reporting systems to accurately reflect the Financial Crimes requirements. Review all reports received for suspicious activity monitoring and determine if the report parameters are appropriate for the bank’s risk position.
• Analyze alerts escalated by the Financial Crimes Analysts received through the Financial Crimes system. Complete a suspicious activity report as needed.
• Perform daily, monthly, and quarterly analysis of reports designed to detect suspicious activity to identify trends and unusual activity. Complete a suspicious activity report as needed.
• Review high‑risk customers and complete a suspicious activity report as needed. Contact branch personnel regarding customers subject to investigations to gather information for determining suspicious activity and account closure.
• Identify patterns and trends consistent with Financial Crimes including fraudulent activities.
• Assist with the annual completion of the Financial Crimes risk assessment.
• Participate in efforts to identify and develop projects/initiatives which promote efficiencies and/or stronger control environments.
• Recommend changes to the Bank’s policies, procedures, risk assessment, and monitoring programs in accordance with Financial Crime laws and regulations.

Qualifications:

• Bachelor’s degree or equivalent education/work experience.
• 7 years proficiency with all areas of Financial Crimes including BSA, AML, CIP, and OFAC regulations; 9 years of banking experience; ACAMS or other related certification or willingness to achieve within the first two years of employment.
• Preferred:
  Nasdaq Verafin system and Fraud experience.

Skills:

• Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to perform simple math and carry out written instructions.
• Work occasionally requires more than 40 hours per week to perform the essential functions of the position.
• Lifting in an office setting may be required up to 30 lbs.

Equal Opportunity Employer. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.