Mortgage Loan Underwriter; BR

Mortgage Loan Underwriter;
10; 10.7.25

Texana Bank is seeking a Mortgage Loan Underwriter to evaluate loan packages and ensure compliance with secondary market standards.

• Review loan application package using verified data.
• Evaluate borrower’s income relative to financial obligations.
• Review adequacy of credit quality and borrower qualifications.
• Access sources of funds and the security property.
• Analyze loan terms, LTV and ratios to meet program guidelines.
• Notify processor and loan officer of decision.
• Approve loan in accordance with terms and, if necessary, provide counter‑offers or deny the loan.
• Review and clear all conditions.
• Maintain current knowledge of all loan products and origination requirements.
• Ensure accuracy of loan disclosures and documentation.
• Ensure the quality of loans conforms to government regulation, company standards and standards for sale to the secondary market.

• Minimum 5 years residential mortgage underwriting experience.
• College degree preferred but not required.
• Excellent understanding of secondary market guidelines (FNMA/FHLMC/GNMA).
• Effective analytical and mathematical skills.
• Strong understanding of mortgage process flow of 1‑4 family, condo and co‑op from processing to closing.
• Must have a strong understanding of multiple investor guidelines and regulatory compliance.
• Knowledge of mortgage insurance.
• Self‑starter, self‑reliant, dependable ability to work within and meet specific time constraints.
• Excellent organizational and communication skills.

Equal Opportunity Statement:
Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.

Texana Bank Mortgage
1698 Keller Rd
Suite 100
Dallas, TX 76248