Senior Loan Officer Job Perryton Texas USA,Finance & Banking

Location: Perryton

The Senior Loan Officer is responsible for developing complex lending relationships while managing a portfolio of high-value agricultural and commercial customers. This role provides financing expertise, manages more advanced customer relationships, supports portfolio growth and retention, and serves as a trusted advisor to customers. A strong understanding of agricultural lending and commercial credit is essential.

ARM’s primary business is providing operating lines of credit to agricultural customers. For real estate and equipment financing needs, ARM works through funding partners. Accordingly, approximately 90% of sales efforts should be focused on originating operating lines, with the remaining efforts directed toward identifying and supporting other financing opportunities through ARM’s funding partners.

Job Duties and Responsibilities

Manage a portfolio of approximately 30- 40 customer relationships within the assigned territory or market.
Focus on developing and maintaining new and existing customer relationships as assigned and/or long-standing ARM customer relationships.
Attract, retain, and manage strategic, complex, and high-value customer relationships that are not assigned to an Area Manager.
As Area Manager portfolios grow, assume responsibility for transitioned customer relationships to ensure continuity of service and ongoing relationship management.
Serve as the primary day-to-day relationship manager for assigned customer accounts.
Maintain regular communication with customers to ensure satisfaction, strengthen relationships, and identify additional financing or service needs.
Drive annual renewal activities, including pricing discussions, term negotiations, and coordination of required documentation.
Partner with Credit, Operations, and other internal departments to facilitate seamless renewals, issue resolution, and exceptional customer service.
Monitor portfolio performance, customer utilization trends, and potential risk indicators, escalating concerns when appropriate.
Coordinate the timely collection of financial statements, reporting requirements, and other required customer documentation.
Maintain accurate customer records, pipeline activity, forecasts, and relationship updates within Hub Spot CRM.
Participate in Regional Meetings by providing pipeline updates, portfolio status, and closing forecasts.
Support customer retention initiatives by proactively addressing customer concerns and identifying opportunities to strengthen existing relationships.
Assist customers with onboarding and effective utilization of the ARM customer portal and its functionality.

Experience, Qualifications and Requirements

Strong agriculture background with business development experience a must
3-5+ years of experience of ag lending and/ or sales.
Leadership experience a plus, but not required
Ability to build relationships to promote loan volume and credit quality.
Must be self-motivating and driven.
Experience with loan documentation.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Generally required to stand, walk, sit, use hands, handle documents, bend and stoop as needed, and reach with hands and arms
Required to use a keyboard and computer regularly
Specific vision abilities required, including that required to perform extensive computer-related work
Must be able to verbally communicate with others and exchange accurate information
Ability to receive detailed information through oral communication, and to distinguish sound and perceive the nature of sounds at…