Associate Mortgage Underwriter, Third Party Residential Underwriting

Associate Mortgage Underwriter, Third Party Residential Underwriting

Location: Toronto, ON |
Hours: 8:30 a.m. – 5:00 p.m. |
Employment Type: Full Time |
Posting Date: January 5, 2026 |
Closing Date: January 16, 2026

Reporting To: Manager and Team Lead, Third Party Residential Underwriting

• Support the underwriting and credit decision process by reviewing all required documentation and applying due diligence.
• Escalate any inaccuracies, issues, or incomplete items that may present risk to the Company.
• Establish and maintain positive relationships with mortgage brokers, mortgage insurers, appraisers, title insurance companies, and solicitors.
• Collect and verify required documents to satisfy mortgage commitment conditions.
• Review and verify accuracy of documentation related to income, down payment, and property under compliance with internal and regulatory guidelines.
• Document clear and complete notes within the mortgage underwriting system.
• Respond to all inquiries within established turnaround times.
• Adhere to policies and procedures to ensure AML requirements are met.

• Completed post‑secondary education or equivalent work experience.
• Previous experience within Financial Services sector preferred.
• Previous experience within the Mortgage industry is an asset.
• Completion of Mortgage Agent Course and/or FSRA License is an asset.
• Working knowledge of PC software in a Windows environment.

• Strong aptitude for service excellence.
• Ability to build and maintain positive relationships.
• Strong communication skills—both written and verbal.
• Ability to deal with conflict.
• Analytical skills and attention to detail.
• Strong organizational and time‑management skills.
• Positive team player.
• Competent with basic PC software and Microsoft Office suite.
• Ability to manage pressure in a high‑volume, tight‑turnaround environment.

• Office environment.
• Periods of high volume with tight timelines.
• Long periods of stationary sitting and repetitive keyboard/mouse use.
• Prolonged periods of computer screen viewing and multitasking, sometimes on the phone.

• Competitive compensation package including base salary, bonus, benefits, and career advancement opportunities.
• Health Spending Account, Maternity and Parental Leave Top‑Up.
• Hybrid working environment.
• Extensive training programs.
• Modern office conducive to collaboration.
• Supportive teamwork culture.
• Opportunities to give back through community events.
• Ongoing social events throughout the year.

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law. First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at ac should you need an accommodation at any point in the recruitment process.