Underwriter, Finance & Banking

Company Overview

Flow Lending Group | Lazarte Mortgages is a growing mortgage brokerage known for structuring and placing complex mortgage files across A‑lenders, alternative lenders, and private capital. Our work is grounded in judgment, strategy, and clean execution—not volume for volume’s sake.

After a very strong year of growth
, we are expanding the team to continue scaling rapidly within the industry.

This is a full‑time, hybrid role offering flexible hours and partial work‑from‑home, with in‑office collaboration in North York, ON as needed.

You will work closely alongside a highly experienced, top‑tier mortgage broker in Canada
, gaining direct exposure to complex underwriting decisions, lender strategy, and real deal structuring.

This position is intentionally flexible and can suit one of three profiles
:

• An experienced mortgage underwriter seeking autonomy, flexibility, and exposure to more complex, non‑standard files
• A motivated, coachable individual with strong fundamentals and a genuine passion for underwriting and deal structuring, looking to grow quickly through mentorship
• A producing mortgage agent (approximately $5M–$10M in funded volume
  ) who wants to join a team environment, strengthen underwriting judgment, and scale production collaboratively

What matters most is how you think through a file
, your judgment, and your willingness to grow.

• Underwrite and structure mortgage files across A‑lenders, alternative lenders, and private lenders
• Review borrower documentation including income, credit, liabilities, and property details
• Analyze risk factors and anticipate lender underwriting questions before submission
• Assist in building clear, lender‑ready financial narratives for complex borrower scenarios
• Liaise with lenders, brokers, lawyers, and other stakeholders to support smooth closings
• Ensure files meet regulatory, lender, and internal compliance standards

• Strong analytical skills and attention to detail
• Comfort working with complex or non‑standard borrower profiles
• Strategic thinker who values judgment, structure, and clean execution
• Coachable, curious, and motivated to continuously improve
• Someone who enjoys learning and problem‑solving —
  not just following templates

• Experience in mortgage underwriting, lending, or mortgage brokering is an asset
• Producing agents with $5M–$10M funded experience are encouraged to apply
• Education or certification in finance, business, or a related field is an asset
• Mortgage licensing is an asset but not required for underwriting‑focused candidates

• Hybrid work environment with flexible hours
• Direct mentorship and hands‑on exposure to real underwriting and lender strategy
• Opportunity to work on complex files rarely seen in traditional roles
• A collaborative environment with significant room to grow alongside a rapidly scaling business
• Competitive compensation structured based on experience, contribution, and growth

This is an opportunity to build long‑term career momentum while growing with a team that is already moving quickly in the industry.

Apply directly through Linked In or message me with a brief introduction outlining your background and what attracted you to this role.