Junior AML Analyst - Bank

Compensation and Benefits

• The expected base salary range for this position is $19 to $21 per hour, depending on experience, skills, and internal equity.
• In addition to base salary, this role may be eligible for other forms of compensation, including bonuses, commission (if applicable), and/or other incentives.
• The Company offers a total rewards package in accordance with all applicable federal, provincial, and local laws and requirements.
• Benefit eligibility and offerings vary based on role, employment status, and work location.
• For contractor positions, benefits are limited to the entitlements and protections required by applicable law, which may include vacation pay, public holidays, leaves of absence, and other legally mandated benefits or payments.
• We may use AI-enabled and/or automated tools to support parts of our recruitment process, including application screening, interview scheduling, and candidate communications. These tools are used to enhance consistency and efficiency. All hiring decisions involve human review and are not based solely on automated processing.

• As an AML LCTR Reporting Agent within Big 5 Bank's Corporate Support team, you will play a critical role in ensuring compliance with Canadian regulatory requirements under FINTRAC (Financial Transactions and Reports Analysis Centre of Canada).
• This high-volume, fast-paced position focuses on the timely and accurate execution of Large Cash Transaction Reporting (LCTR) processes, including oversight of exempt entity determinations, workflow management, and risk vigilance related to money laundering or terrorist financing (ML/TF).
• You will join a large, interactive team of 26 in a collaborative environment with two reporting managers (Joseph and Joel), contributing to continuous improvement in reporting quality, accuracy, and gap identification.

• A Typical Day in the Life:
  In this role, you will handle a high-volume workload in queue-based systems, focusing on regulatory reporting obligations. Daily activities include:
• Timely completion of assigned daily workflows for FINTRAC Large Cash Transaction Reports (LCTR), ensuring adherence to the 24-hour rule and thresholds ($10,000+ CAD in cash or aggregated transactions).
• Provide ongoing oversight and execution of reporting processes, including maintenance and determination of exempt entities (e.g., identifying and managing entities exempt from certain reporting).
• Actively support team improvement initiatives: enhance work quality, ensure reporting accuracy, identify gaps in processes or data, and contribute to risk mitigation related to ML/TF.
• Build and maintain strong working relationships with FINTRAC reporting team members and business partners across the bank.
• Perform intermediate-to-advanced Excel tasks (e.g., managing large worksheets, data manipulation, analysis) to prepare, verify, and support creation of large transaction reports from other teams.
• Apply strong attention to detail, analytical judgment, and confidentiality when handling sensitive client/transaction data and communicating with colleagues/partners.
• Demonstrate initiative as a self-starter: identify opportunities for process enhancement without direct supervision, meet tight deadlines in a high-pressure setting, and continuously build knowledge of AML/compliance operations.
• High-volume queue-based workload focused on LCTR and related AML regulatory reporting. Side note:
  Role involves supporting/creating large transaction reports from upstream teams.

• Office Suite:
  Intermediate-to-advanced Excel proficiency required (e.g., worksheet management, data handling, formulas, analysis for large datasets).
• Strong overall computer skills for navigating internal systems and processing high-volume data accurately.

• Proven intermediate Excel skills (managing worksheets, data organization, basic analysis).
• Strong attention to detail and accuracy in high-volume, deadline-driven environments.
• Excellent organizational and time management skills to prioritize and complete workflows efficiently.
• Analytical mindset with the ability to identify issues, apply judgment, and maintain discretion/confidentiality.
• Self-starter with initiative to act proactively and seek continuous improvement.
• Ability to thrive under pressure while meeting strict regulatory deadlines.
• Excellent verbal and written communication skills for team collaboration and partner interactions.
• Comfortable handling sensitive information with good judgment and discretion.

• Prior experience in AML, compliance, regulatory reporting, FINTRAC processes, or financial services operations.
• Familiarity with transaction monitoring, exempt entity management, or large cash transaction workflows.

• Strong organizational and time management capabilities.
• Excellent analytical and problem-solving skills.
• High computer proficiency and adaptability.
• Professional judgment,…