Senior Manager, Credit Management

Pay Details

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs.

Toronto, Ontario, Canada

37.5

Credit Management

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs.

The Asset Based Lending team operates within the Commercial National Accounts ("CNA") division of TD Business Banking. We are a specialized lending group which provides dedicated relationship coverage to asset‑based clients across the country with annual revenues generally ranging from $50 million to $2 billion and typical credit requirements in excess of $25,000,000. Credit relationships are complex and are comprised of both bilateral and syndicated transactions.

The group consists of senior asset‑based lending professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients. The team works closely with the TD Securities team in the firm’s overall coverage activities.

The Director, Credit Execution leads a team of Associates & Associate Directors, providing guidance, leadership, coaching and development to ensure business results and professional / personal development objectives are achieved for the overall group. The Director, Credit Execution works closely with the Director(s), origination for the overall execution of transactions and is responsible for the credit portfolio, ensuring structured deals meet risk policies, and may also actively structure more complex deals in the unit or market.

They are accountable for delivering a superior customer experience while driving profitable business growth, in line with business strategy.

• Lead the execution and achievement of the business’s customer and partner experience targets; coach and model appropriate behavior and execute plans to continuously improve customer experience.
• Work with the deal team to complete initial due diligence on new opportunities including business, industry, financial and commercial due diligence.
• Contribute to growth of the unit by assisting in structuring competitive packages while maintaining a balanced view of risk and credit quality.
• Responsible for transaction execution along with the other members of the deal team.
• Contribute to the development and implementation of the business plan, goal setting, growth strategies and coaching for the Unit.
• Assess, and manage, credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth.
• Oversee, lead, and coach a team of associates & associate directors while growing talent, developing skills and capabilities to achieve career goals and business results.
• The team coordinates closely with TD Securities for M&A advisory, equity, other debt capital markets, and hedging expertise as required.

Job Requirements:

• Previous experience in asset based lending, with preference for experience in complex, corporate‑style transactions.
• Robust organizational and team management skills with the ability to work in a demanding…