ABS Structured Finance Ratings Associate Director

About the Role

Grade Level (for internal use): 12

Credit Analytics is an integral part of the Global Ratings Services team, comprising a group of 1400 analysts spread across key financial hubs worldwide. Our culture thrives on collaboration and a global mindset, fostering an environment of continuous learning where team members challenge the status quo and drive transformative solutions in credit analytics.

This role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. Financial markets are constantly evolving, and this role supports the timely delivery of high-quality credit opinions on innovative and complex structured finance transactions backed by ABS assets, while maintaining analytical consistency and rigor across rating practices.

• Serve as primary analyst on structured finance ABS transactions, performing end-to-end credit analysis, cash flow modeling, and presenting findings to rating committees
• Lead analytical work on innovative and complex ABS structures while maintaining consistency with S&P's rating criteria and analytical approaches
• Engage with market participants in pre-engagement discussions to provide market education and assess rating feasibility of novel structures
• Collaborate with cross-functional analytical teams across different practices and regions to deliver comprehensive rating solutions for esoteric transactions
• Review legal and operating documents for transaction consistency, provide structured feedback to external parties, and manage client relationships
• Contribute to knowledge sharing through training initiatives, market commentaries, podcasts, and webinars to enhance S&P's market presence

(This section is only applicable to US candidates) S&P Global states that the anticipated base salary range for this position is $125,000 to $150,000. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses and certifications.

In addition to base compensation, this role is eligible for an annual incentive plan. This role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please   .

• Minimum 3+ years of experience in structured finance and credit analysis with demonstrated expertise in ABS transactions
• Bachelor's degree in Finance, Economics, Business, or related field from an accredited institution
• Strong proficiency with financial modeling tools such as Excel and experience with cash flow analysis and modeling
• Excellent verbal and written communication skills with ability to present complex analytical findings to internal and external stakeholders
• Strong analytical and problem-solving capabilities with ability to assess new asset and structural risks within rating frameworks
• Proven ability to multi-task, manage deadlines under pressure, and work collaboratively in team environments
• All employees are required to work from the office a minimum of 2 days per week
• We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

• MBA or CFA designation with continued professional development in structured finance
• Knowledge of programming languages such as Python, R, VBA, C++, or MATLAB for advanced financial modeling
• Experience with cross-practice collaboration and exposure to multiple structured finance asset classes
• Demonstrated track record in client relationship management and market education initiatives

This role is limited to persons with an indefinite right to work in the United States.

At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants…