Underwriter, Finance & Banking

Infotek Consulting Inc. provided pay range
This range is provided by Infotek Consulting Inc. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range
CA $35.00/hr - CA $45.00/hr

Direct message the job poster from Infotek Consulting Inc.

Executive Director, CSO Infotek Consulting Services
Now Hiring: BILINGUAL French Intermediate Underwriter (Contract to Potential Full Time)

Location:

Montreal, QC (Hybrid) Or Toronto

Start Date:

February 2026

Duration:  6 months potential to fulltime

Positions Available:  4

We are seeking experienced Bilingual French  Intermediate Underwriters  to support a growing Credit Adjudication team focused on  Infrastructure and Real Estate Secured Lending . This is an excellent opportunity to join a large financial institution with strong training, high exposure, and potential conversion to full time based on performance and business needs.

Work Model

Hybrid schedule with onsite presence once per week for the first five weeks of training

About the Role
As an Intermediate Underwriter, you will support day-to-day underwriting operations by reviewing and adjudicating  residential mortgage and real estate secured lending applications . You will assess risk, make lending decisions within your approval authority, and collaborate closely with internal partners to ensure timely and high-quality outcomes.

This role requires strong underwriting judgment, comfort managing volume, and the ability to clearly articulate credit decisions.

Key Responsibilities

Negotiate, approve, decline, or recommend residential mortgage and real estate secured and unsecured applications within established lending guidelines and approval limits

Review and assess income, down payments, property details, third-party reports, and supporting documentation

Apply sound risk assessment and mitigation strategies, including making and documenting exception rationales

Escalate applications exceeding authority limits with clear recommendations

Manage high volumes while maintaining accuracy, quality, and turnaround targets

Communicate effectively with internal business partners and external stakeholders such as insurers, appraisers, and solicitors

What Sets This Role Apart

Extensive onboarding and training program designed to set you up for success

Opportunity to grow within a large financial institution

Exposure to complex secured lending decisions

Potential extension or conversion to full time based on business needs

Must-Have Qualifications

3 to 4 years of retail mortgage underwriting experience, primarily residential

Bilingual in French and English

Strong experience in Real Estate Secured Lending (RESL)

Demonstrated decision-making authority in underwriting

Experience reviewing income, down payments, offers, and supporting documentation

Proven ability to assess and document underwriting exceptions

Solid understanding of credit risk and risk mitigation

Nice to Have

Broker or underwriting course completion

Strong Outlook and Excel skills

University degree

Familiarity with Canadian lending rules and regulations

Soft Skills We Value

Excellent written and verbal communication

Strong attention to detail

Adaptability and willingness to learn

Additional Notes

Hands-on underwriting decision experience is critical

Candidates must be comfortable working with performance targets related to quality, productivity, and accuracy

Previous experience in target-driven environments is strongly preferred

If you are an experienced underwriter looking for your next challenge with growth potential, we would love to connect.

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