Credit Risk Analyst

• 5+ years of Risk Analyst experience in banking or financial services
• Strong background in wholesale credit (retail credit experience is an asset)
• Hands-on experience with IFRS 9 and Expected Credit Loss (ECL) concepts
• Solid understanding of credit risk drivers, such as:
  • Credit downgrades and their impact on ECL
• Ability to work with forward-looking and macroeconomic data
• Advanced Excel skills (large datasets, complex calculations)
• Strong SQL skills for querying and summarizing large data sets
  • Business requirements documents
  • Process maps and end-to-end workflows
• Excellent communication skills with the ability to explain complex concepts to senior stakeholders

• Deeper expertise in IFRS 9 standards and financial regulatory reporting
• Background in economics or close collaboration with economic/modelling teams
• Experience supporting or automating manual modeling or reporting processes
• Exposure to high-visibility regulatory or P&L-impacting initiatives

We are seeking a Business Analyst with strong wholesale and retail credit risk experience to support a high-profile Expected Credit Loss (ECL) reporting initiative aligned with IFRS
9. This role will play a critical part in defining requirements and supporting the build of a calculation engine that moves ECL calculations outside of the existing wholesale platform and feeds results back into downstream reporting. The work is highly visible, directly impacting month-over-month ECL attribution analysis and profit & loss reporting, and involves close collaboration with technology, credit risk, economics, and reporting teams

We may use artificial intelligence tools to assist with the screening, assessment, or selection of potential applicants for this position.