Senior Manager, Portfolio Strategy and Capital Efficiency; English/Spanish), International Banking
Title:
Senior Manager, Portfolio Strategy and Capital Efficiency (English/Spanish), International Banking
Requisition
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Scotiabank’s International Banking division is a diverse and dynamic network that provides financial advice and solutions to more than 12 million retail, corporate, and commercial clients. With a presence in over 15 countries—including Mexico, Chile, Peru, Colombia, Brazil, Uruguay, and key markets across Central America and the Caribbean—our footprint offers unparalleled connectivity within the North American corridor. These regions feature favorable demographics and present significant opportunities to expand banking penetration and deliver innovative solutions.
Join a purpose-driven winning team, committed to results, in an inclusive and high-performing culture.
Senior Manager, Portfolio Strategy and Capital Efficiency - International Commercial Banking
PurposeMonitors and analyzes assigned industries, segments or sub-segments’ trends and insights by promptly and proactively communicating potential portfolio opportunities, capital efficiency considerations and credir risk alerts to stakeholders, ensuring profitability improvement, concern escalation and timely action. Provides data-driven capital and process modernization recommendations for senior management consideration.
Contributes to the overall success of Commercial Banking in the International division, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives while also ensuring all activities are conducted in compliance with governing regulations, internal policies and procedures.
What You’ll Do:- Supports senior management decision-making by translating portfolio analytics, capital efficiency insights and business-line knowledge into practical recommendations, with clear escalation of issues and barriers to execution
- Proactively review portfolio through industries, segments, sub-segments, etc., to determine data-driven trends and insights that allow to identify risks and commercial opportunities on a regional level, including RWA, client concentration and capital-related data quality. Provide feedback on said data quality as well as data-improvement roadmap to facilitate deeper analysis
- Ensure and support Country and Regional Banking Leaders with insights, as well as follow up with any plans for offboarding industries, segments, sub-segments or relationships
- Assess portfolio profitability, capital consumption and risk-adjusted returns to identify opportunities to improve capital efficiency, optimize portfolio mix and support sustainable profitability across Commercial Banking portfolios.
- Organize and lead recurring RWA review with the Country Heads focused on capital optimization and proper returns-based allocation
- Provide tracking and visibility of call reports, capital efficiency opportunities and path-to-profitability commitments for presentation in regional Banking governance meetings, supporting improved profitability and disciplined portfolio execution
- Serve as a resource to make loan transactions easier, providing input as SME on regional process improvements and enhancing the client experience through efficient credit structuring
- Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk…
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