Manager, Credit Modeling Strategy & Analytics

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Manager, Credit Modeling Strategy & Analytics

For 30 years, we've been on a mission to change banking for good. We challenge the traditional bank stereotype, fostering a culture where innovation thrives and bold ideas are celebrated. We pair data-driven strategy with the autonomy to take ownership of complex, high-impact challenges.

You will be encouraged to own your work from end-to-end and challenge the status quo to build solutions that impact the lives of millions of Canadians, because at Capital One we analyze and innovate. You will be empowered to grow and develop in an environment that balances high-performance standards with a genuine investment in your long-term success. If you're ready to redefine what's possible and drive exponential growth, this is where you can create what's next.

The Underwriting & Valuations team consists of Strategy Analysts and Data Scientists who come together to build our models and policies which lead to our underwriting outcomes. This team collaborates with our best in class Credit Risk Management group to create robust analysis and implement credit based strategies.

In this role, you will be the lead analyst responsible for determining the optimal underwriting strategy for your area of the business. You will perform complex analysis using model outputs and latest insights to determine and propose the winning strategy. You will present your recommendation and gain buy-in from leadership. You will function as the lead analyst among a group of analysts, responsible for the teams’ most complex problems and guiding junior analysts across the team.

From a technical perspective, you will leverage various coding and visualization tools. You’ll work with SQL to query data, use spreadsheets and Python-based notebooks to organize it, and Slides to present it, along with other modern analytics tools, such as Tableau and Quicksight.

You will apply your strategic and analytical skills to major company challenges. You will develop and test strategies that ultimately impact the bottom line. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

This role will evolve into a people leadership role, and you will join the Capital One Leads program, which focuses on developing people leadership skills to lead high-performing teams.

• You will be the lead analyst in one of the areas of underwriting and valuations, such as new applications or credit limit increases. You will have oversight of the most complex pieces of analysis in the area, including completing the analysis yourself and guiding the junior analysts on the team.

• You will lead and develop a high-performing team of analysts, providing coaching and removing barriers to grow the next generation of our leaders.

• You will create and present the recommendations to senior leadership and gain buy-in to proceed with strategies, which you will then implement, monitor and continue to improve as you see your strategy evolve.

• As the lead of your area, you will determine the strategic roadmap of the team and collaborate across the underwriting and valuations team to lead the change.

• You will use technical analytical skills (such as SQL and Python) to complete the analysis.

• At least 5 years of experience in business analysis, with an established history of leveraging analytical skills to effectively influence strategic decisions

• At least 1 year of experience in managing high impact projects

• Experience in technical analysis and coding, including presenting…