Associate Mortgage Underwriter, Third Party Residential Underwriting - MBBS

We are hiring an Associate Mortgage Underwriter within the Third Party Residential Underwriting - MBBS!
Reporting To
Manager, Third Party Residential Underwriting-MBBS

Full-Time/Part
- Time
Salary Range:

Full-time

$50,000 – $65,000

Posting Date
September 28, 2026

Closing Date
October 19, 2026

Hours Of Work
8:30 a.m. – 5:00 p.m.

Grade
Office

Location:

8.7

Toronto, ON

Great location! Steps away from the main public transit station

What We Offer
Highly competitive compensation package which includes base salary, bonus, benefits, and career advancement opportunities!

Eligibility for benefits is dependent on the terms of employment

The Opportunity
Reporting to the Manager, Third Party Residential Underwriting- MBBS, the Associate Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The Associate Mortgage Underwriter is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company.

The Third Party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.

How You Will Contribute

Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company

Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors

Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions

Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable

Escalates any documentation issues to the Underwriter for review and sign off

Documents clear and complete notes within the mortgage underwriting system

Responds to all inquiries within established turnaround times

Adhere to policies/procedures to ensure AML requirements are met

The Experience You Need

Completed post-secondary education or equivalent work experience required

Previous experience within Financial Services sector preferred

Previous experience within Mortgage industry an asset

Completion of Mortgage Agent Course and/or FSRA License an asset

Working knowledge of PC software in a Windows environment required

Strong aptitude for service excellence

Ability to build and maintain positive relationships

Strong communication skills—both written and verbal

Ability to deal with conflict

Analytical skills

Attention to detail

Strong organizational and time management skills

Positive team player

Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products

Ability to manage pressure in an environment of high volume processing with tight turnaround times

In accordance with the Financial Services Regulatory Authority (FSRA), if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with FSRA to complete the licensing process.

Working Environment And Physical Demands Analysis

Office environment

Periods of high volume with tight timelines

Long periods of stationary position/sitting

Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)

Long periods of time in viewing a computer screen

Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program.

Why join First…