Associate, Mortgage Investments

Where we commit to hire the best and support our people to be their best.

We are Cameron Stephens, a leading, Canadian commercial real estate investment manager, with a proven track‑record of partnering with borrowers and developers to offer investors consistent and attractive risk-adjusted returns. Built on a foundation of vision, integrity, and a commitment to excellence, the firm provides innovative debt and equity financing solutions for residential and commercial projects across Ontario, Alberta, and British Columbia.

With a 20-year track record of success, Cameron Stephens combines deep market expertise with rigorous underwriting to deliver stable, reliable returns for investors, shaping the future of real estate investment.

We are seeking an Associate, Mortgage Investments to be responsible for the following key activities:

• Analyze and structure competitive transactions for all mortgage product types, including land loans, cost to complete construction loans, revolving construction loans, servicing loans, inventory loans, and amortizing term loans;
• Work closely with the origination department to prepare high-quality Term Sheets / Deal Summaries (loan applications) for Credit and Investor approval, which will contribute towards the overall profitability of CSMC;
• Assist the origination department to prepare and issue Letters of Intent to clients;
• Build relationships with the Borrowers to thoroughly understand their needs, and work cohesively with the origination department to ensure transactions are processed in a timely and efficient manner to deliver superior customer service and meet funding deadlines;
• Work closely with the Underwriting and Portfolio Management team to ensure Term Sheets / Deal Summaries are complete and accurate in preparation of a Loan Summary and funding the transaction;
• Establishing personal goals and action plans to support CSMC’s business objectives, and demonstrating an ongoing willingness to assume higher degrees of accountability and responsibility;
• Keep abreast of changes within diverse industry sectors and proactively identify opportunities to improve the growth and development of the assigned transactions by analyzing Client/Borrower needs, trends, and competitor offerings.

• Analyze a variety of commercial real estate transactions including, but not limited to, office, retail, industrial, residential, hospitality, and land;
• Under the guidance of the Director, complete detailed Term Sheets / Deal Summaries for submission and approval to Investors, which includes creative and disciplined underwriting, thorough market research and accurate transaction representations;
• Correspond with the originator, borrower, mortgage and real estate brokers, and other industry professionals to validate and further substantiate the underwriting assumptions and gain a better understanding of particular markets and asset classes;
• Perform modeling and quantitative analysis related to real estate developments, income-producing properties, and other real estate assets in order to substantiate value and profitability of loan transactions;
• Review all applicants’ credit worthiness by performing a detailed analysis of personal net worth statements, financial statements, credit reports and other financial data relevant to the borrower and transaction;
• Identify risks and mitigants related to the loan transactions and the borrower, and make recommendations to Director and Originator;
• Respond to Syndication for all Investor inquires.

Our Mission is to advance our client‑first philosophy by managing investor capital with the highest levels of professionalism and integrity. We are dedicated to capital preservation…