Associate Director, Capital Solutions, TDIP

Work Location:

Toronto, Ontario, Canada

Hours:

37.5 Line of Business:
Personal & Commercial Banking Pay Details: $96,900 - $136,800 CAD This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role. TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

TD Innovation Partners (TDIP) is a full-service technology banking platform delivering bespoke, high-touch financial solutions to support technology entrepreneurs at every stage of growth from ideation to IPO and beyond. Our offering spans core banking and credit products, principal investments, and private banking services, designed to meet the evolving needs of high-growth innovators. TDIP partners with leading venture-backed and technology companies across Commercial National Accounts (CNA), Commercial Mid‑Market, and Small Business Banking.

The team operates across the full life cycle, from early‑stage venture‑backed companies to complex syndicated transactions for late‑stage private businesses, private equity‑backed businesses, and publicly traded corporations. Leveraging deep sector expertise and strong structuring capabilities, TDIP delivers tailored credit and cash management solutions to meet the increasingly complex needs of our clients. This is a great opportunity to join the CNA team at the heart of the innovation ecosystem.

You will work closely with a highly experienced group, gaining real exposure to complex credit transactions while supporting some of the most interesting and fast‑scaling companies in the market.

• Managing a portfolio of technology banking clients.
• Owning the credit underwriting and due diligence process including the overall preparation of financial models, credit and documentation, and principal investment applications.
• Assisting the Director Capital Solutions and Relationship Manager with growing the portfolio by structuring competitive financing packages while maintaining a balanced view on risk mitigants and credit quality.
• Engaging in client meetings with Relationship Managers to understand due diligence and make recommendations to internal and external decision makers.
• Assessing credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth.
• Recommending credit applications to Directors and Risk Management.
• Mentoring and assisting the Associates in monitoring and control activities of the portfolios, which include financial covenant tracking, internal bank tracking reports and ensuring the portfolios are managed against overall bank set targets.
• Staying informed about market conditions and industry developments to contribute insights that enhance the bank’s position in the technology sector.
• Working and collaborating in a team environment and ensuring client expectations are met/exceeded.

An undergraduate or graduate degree in Business,…