Senior Manager, Product Management, Business Unsecured Lending

Position: Senior Manager, Product Management, Business Unsecured Lending - Tangerine
Requisition  : 276509

At Tangerine, we’re redefining banking. As Canada’s leading digital bank, we thrive on innovation, agility, and bold thinking, tackling every challenge head-on with leading technology and the unstoppable power of collaboration.

Our client-obsessed teams deliver flexible, accessible banking solutions, breakthrough products, and award-winning service. Beyond banking, we’re committed to making an impact in the communities we serve and across our organization. We foster a culture built on integrity, inclusion, and fearless ambition – where diverse perspectives are valued, and people are empowered to do their best work.

Are you ready to disrupt the status quo? Do you crave challenges that push boundaries? If you’re a high performer looking to accelerate your career and reimagine the banking landscape, this is your moment.

Let’s shape the future of banking together!

What You Will Be Doing
The Client Solutions department develops exceptional products that are consistent with the Bank’s mission and strategy, and delivers great experiences for our clients. Specifically, the department builds value propositions across Chequing/Debit, Credit Cards, Unsecured Lending and Secured Lending, manages the profitability of our suite of offerings, and partners with key departments to ensure an exceptional client experience.

The Senior Manager, Product Management, Unsecured Lending is responsible for shaping and advancing unsecured lending products that deliver strong client outcomes and sustainable, risk-adjusted business performance. The role’s primary focus is the Business lending portfolio, including Line of Credit, Term Loan and Overdraft products, while maintaining the breadth and adaptability to support other products and priorities across the Product team over time.

The successful incumbent will develop product strategies and roadmaps, translate client and business needs into clear product requirements, and guide initiatives through discovery, design, launch and ongoing optimization. Working collaboratively with Business Banking, Client Strategy, Marketing, Analytics, Finance, Risk, Legal, Compliance, Operations, Technology and channel partners, the Senior Manager will balance client value, commercial objectives, delivery feasibility and effective risk management.

The Senior Manager will report to the Director, Unsecured Lending and may lead cross-functional teams and direct reports, as required.

Is this role right for you? - In this role you will:

Develop and maintain product strategies, value propositions and multi-year roadmaps for unsecured lending, with primary accountability for Business Line of Credit, Term Loan and Overdraft products.

Own or support products across the full lifecycle, including client discovery, product design, pricing, business cases, requirements, launch readiness, commercialization, in-life management and retirement.

Develop a deep understanding of client needs, business cash-flow requirements, market dynamics and competitive offerings, and translate insights into differentiated, simple and responsible lending solutions.

Lead cross-functional teams to deliver new products and enhancements, establish clear outcomes and requirements, manage dependencies and trade-offs, and ensure coordinated execution across client touchpoints.

Manage product and portfolio performance using financial, client, operational and risk measures—including acquisition, activation, utilization, balances, revenue, profitability, credit performance and client satisfaction—and leverage SaaS platforms, reporting, data visualization and analytical tools to identify trends, validate assumptions and inform product decisions.

Partner with Finance and Analytics to develop forecasts, business…