Director Client Lifecycle AML Compliance

Lead Garda World Cash’s Canadian Client Lifecycle Management program through KYC/KYB, CDD, EDD, risk assessments, and AML compliance oversight. Toronto-based leadership drives consistent lifecycle governance.
The Director oversees onboarding, periodic reviews, ongoing maintenance, and client Requests for Information. This senior position manages lifecycle controls, customer risk management, operational effectiveness, and team leadership. It works with AML leadership, Sales, Operations, Legal, Finance, IT, and Compliance stakeholders to support business growth within the organization’s risk appetite.

Key Responsibilities:

Lead onboarding, KYC/KYB, CDD, EDD, and periodic reviews
Oversee customer risk assessments and lifecycle controls
Review significant risks, exceptions, and high-risk relationships
Support regulatory examinations, audits, and issue remediation
Lead, develop, and mentor the Client Lifecycle team
Requirements:
Eight to ten years in AML, KYC, or related disciplines
Three to five years leading AML, KYC, or lifecycle teams
Bachelor’s degree in a related field
Knowledge of PCMLTFA, FINTRAC guidance, and FATF recommendations
Advanced expertise in customer lifecycle and due diligence
Bring strategic AML compliance leadership, customer risk expertise, and lifecycle governance experience to Garda World Cash in Toronto.